In the motor vehicle insurance compensation, in order to enhance the insured and the driver's traffic safety responsibility, the absolute deductible proportion on the insurance vehicle traffic accidents, namely the franchise, which insured his liability ratio. The traffic management I Department for traffic accidents, according to the full responsibility of main responsibility, responsibility, accountability, half time without liability to respectively determine traffic accident responsibility on both sides, accordingly, insurance companies are also deductible for different. According to the liability insurance vehicle drivers are negative in the accident, the vehicle damage insurance and third party liability insurance compensation in accordance with the provisions in the absolute amount of deductible franchise: 20% responsible, deductible 15% primary responsibility, equal responsibility for the negative 10% franchise, franchise 5% negative secondary responsibility. Unilateral accident absolute 免赔率 20%. Franchise different provisions of responsibility drivers the loss deduction rate.

In order to obtain a large amount of compensation from the insurance company, the additional risks be a non deductible. One of them is Che Sunxian non deductible insurance loss, car owners remember to buy the Oh, so that we can get the deductible portion of compensation.