Identity theft victims with loans into credit blacklist

   ID is the proof of a legitimate national identity, we all know the importance of it, a few days ago, Xuanwei City, Mr. Lee to the bank for loan business, the banks were told three years ago by a loan was not repaid, has been recorded in the bank credit blacklist. This can let Mr. Li Na muggy, own three years ago and not for the loan business, this is how to return a responsibility?


   Mr. Li is the man, more than 20 years old when he played out, 10 years you break a piece of heaven and earth. A few days ago, Mr. Lee to the bank for a loan business, and to the bank was told him in 2007 in a sum of 5000 yuan of agricultural loans is not in the specified date of repayment, and banks in the black list.


   Therefore, in accordance with the relevant provisions of the bank, Mr. Li is urgently needed for the loan business is not normal for the. Hear the bank staff explained that, Mr. Li was very worried, but calm analysis, he felt something was wrong, because in accordance with the relevant provisions, farmers need loans to credit, must by the loan certificate, identity card or household registration book to the credit loan, credit cooperatives according to the farmers' credit and for one or more loans, or by credit personnel according to the farmers' requirement to peasant households direct payment, and shall fill in the receipt.


   Process so strict, if neither of the parties to show your ID card and your autograph, credit cooperatives can handle the agricultural loan?


   Therefore, Mr. Lee to Xuanwei City Credit Cooperatives of agricultural business was handled relevant procedures for query, display, is responsible for Mr. Lee's identity card, Li Xiansheng therefore more puzzled, Id have been carrying on the body, how it will be a strange local farmers to use?


   In order to find out the truth, Mr. Lee to find loans for farmers, through inquiry, know each other relatives in the credit agency, through their work, Mr. Li ID theft, and regulations to their relatives and provide convenience for the loan.


   Mr. Li is very angry, in consultation with the bank withdraw his name from the list, in order to facilitate the smooth loan. However, the bank said, if you want to restart from the bank credit system to revoke Mr. Li blacklist, must prove the credit agency issued by Mr. Li fraudulent use of identity cards of the loan, and reported, the final system terminal correction from the head office, take a long time for.

   If the credit does not give a reasonable explanation, Mr. Li will take go judicial procedure, safeguard their legitimate rights and interests.
                                           
                               
                                                        Author:Chen HuanLei Puli