I believe there are many owners of car insurance do not know much about, only the accident will and car insurance to deal with, as a layman owners don't feel out the auto insurance how deep the water, how can be the greatest degree of the beneficiary?

   Don't worry, there have been many be a veteran in battle, experienced owners summarized their experience for us, as long as we read of in preparation for possible period of want or need it, and this is an ordinary car owners will be able to read the automobile insurance clauses, guaranteed to make you more in-depth understanding of auto insurance and claims, "the last drop of blood dry" insurance company! Who is not? Buy insurance on the map to save money and worry!

Insurance clauses (a solution) Che Sunxian VS third party liability insurance

  Let's talk about Che Sunxian's main and three party liability insurance. Car insurance and liability insurance are three basic insurance vehicle insurance compensation, mainly brought about by the loss of vehicle insurance and the insured vehicle to third in use of the loss!

  You probably think that even the vehicle damage caused by natural disasters, the insurance company as compensation without delay! This is half right, most of the losses caused by natural disasters are lost, but the same except -- earthquake!

Case 1: if your car has been building in the earthquake hit, ha ha......

  Workaround: don't end in the earthquake to apply for compensation, etc. after the earthquake a few days to apply for compensation.

Claim statement: probably because the earthquake caused the wall loosening, finally one day in the fall, smashed your car, remember: do not mention the earthquake occurrence.

Case 2: if your car in an emergency brake, the car that flies to the windscreen glass rupture caused by, what can you say?

  If you are honest to the insurance company said: "the paper towel box I fly up and hit the glass......" (wow! Internal high enough ah, ha ha, I just take paper towel box for example a joke) " You miserable! The adjuster will be pointing to his mouth to say: "please look at my mouth -- NO!"

Method: a change in......

  Out: a statement I practiced iron tougong friends smashed windscreen in braking, OK! Remember: the car "goods" impact the loss, the insurance company does not pay! But people crashed on the matter.

Case 3: if your car in tow when another car collided, how to do?

  Solution: ignore facts exist......

Claim statement: don't mention you in the towing vehicle or be towed, or whether you have the responsibility of the accident, the insurance company will not compensate.

Case 4: if you are in an accident, breaking the glass itself is not dangerous on the glass, you may claim compensation from the insurance company?

  Not on the glass insurance claim they can do to find it? Line, absolute row! Glass insurance's full name is: breakage of glass, which is caused by parking and the use of glass damage, and accidents caused by the glass damage by car caustic danger for payment.

  If you are not on the glass insurance, when you get up in the morning and found that his car was broken glass do not know which asshole, how to do?? Oh, the old tactics: driving slam the brakes caused, and head to blame! (remember to find a similar height to my friends ah), if the side of the glass is broken, said side head is good, ha ha!

Case 5: if your car at the time of the crash, broke a little light, what can you do?

  Go to the insurance company, he would not dare to not lose you, then you think is made? No, actually, you probably want to lose, lose money.

  Don't understand? Tell you, every car all risks probably between 2500-5000 (more high-grade car would be more expensive), if you do not claim the insurance period of one year, no claim discount then you will get 10% in a year when insured, the sum you do the math, if the claim amount is too small, hey, so come on, as a 10% discount to reality.