When the borrowing vehicle use, should pay attention to what? The traffic accident, and how should handle?

Last Friday, because the license plate number limit line Zhang to colleagues borrowed mini van. In a road lamp, mobile phone slide on the mat, Xiao Zhang a hand on the steering wheel, he bent down to pick up the mobile phone, slipped the car went back a long distance, only heard the "bang" sound, solid, crashed into a red "horse" -- law ralli! Fortunately there were no injuries!

After the traffic police department to the scene investigation, that Chamberlain to full responsibility for this accident. For the insurance company to see the damage found: the car owners (Zhang colleagues) only insurance compulsory insurance, according to the cross strong insurance related terms: anything that causes damage to the third party, the third party property damage liability, the compensation of 2000 yuan, which means that Zhang is equal to the high cost of repair basically need all liable for each other Ferrari, mini van repair fee and colleagues at least 10000 yuan.

　 Shunda traffic comments

No third party insurance business, need to bear the high cost of repair

In this case, Zhang colleagues car just bought a compulsory insurance, the insurance as a mandatory liability insurance countries, only the insured motor vehicle road traffic accident caused the victim (not including the vehicle and the insured) human casualties, property loss compensation within the limit of liability, when there is a responsibility third party property damage compensation, the highest 2000 yuan. If there is no insurance commercial third party liability insurance, liability of people need to take the rest of the cost. So, in the case of vehicle repair and colleagues on Ferrari high repair costs are astronomical for Joba Chamberlain is.