How to choose the right car insurance?

Main points

1: preferred to buy insurance third party liability in. All automobile insurance the third most important. After all, can not drive car is ruined, however, others are exempt from compensation deal, when buying car insurance will maintain the capacity loss for others should be put in the first place. Otherwise, the only thing you can do is in after the accident occurred, to sell your house, or divorce property preservation, will you? The loophole is the premise of each other not to your assets for preservation of property. So, in order to avoid the kind of trouble, or the third will be.

The insured amount 2: three party insurance refer to the location of the standard of compensation. All parts of the country standard of compensation is not the same, according to the highest standards auto insurance compensation, if the death of 1 people, the highest compensation in Shenzhen area can be reached 1500000 yuan, the highest possible Beijing area to 800000 yuan.

3: bought adequate staff car insurance, car insurance and repurchase. You are the people who drive, if no other accident insurance and medical insurance for their owners, the last 100000 drivers as insurance, medical expenses, be responsible for the family. If the probability of passengers, passenger insurance can be insured amount more, 5-10 million / seat, is responsible for the family and passengers. If the passenger less, each with a guaranteed 10000 more economical.

4: buy car caustic danger after buying other types. Traffic accidents are often accompanied by the damage to the car, so buy car caustic danger have certain security.

5: buy three party insurance, liability insurance, driver and passenger seat car damage insurance deductible insurance. Spend a little more money, let the insurance company compensation does not buckle buckle that this.