After buying a new car, in addition to give new car license plate, one thing to buy insurance is the owners have to do. Some of the lack of insurance knowledge owners are often not according to the actual situation of our cars to buy insurance. Following on from the classical confidence automobile insurance experts to owners and several suggestions are put forward, for owners reference.

1, choose the representative pay attention to two issues

Now a lot of automobile sales point has a motor car license and insurance agents, as long as the owners pay a fee can use them to buy a new car insurance. Select the auto dealers insurance agents, although convenient, but also should pay attention to two issues. One is to look at the car dealers have insurance agent qualification, so as to avoid the trouble and even deceived; two is to ask if the vehicle insurance agents which have insurance, you have what coverage, how much is the premium.

2, the two main risks must buy

In the choice of vehicle insurance, there are two main risks: one is to buy car caustic danger, the two is the third party liability insurance. These two categories are the owners in the accident, the basic guarantee and the car can get compensation for loss. In addition, there are two additional insurance proposal owner to buy, one is pilfer, another is non deductible insurance.

3, see the restrictive provisions

In some insurance clause, often have some restriction. The insured to clarify these Provisions, so as not to cause trouble when claims. For example, for the car, insurance companies will have such a provision: the owners to their designated specialized factory to repair, to avoid disputes, similar to these details must pay.