How to buy car insurance

Buy car insurance (car insurance) and buy anything. Is the need to goods than three home. When I first bought insurance, what also do not understand. Asked already bought the car of a friend. A phone call in the past asked brokers, the price is not very good. Then from the school's website to find a special education workers insurance. The results do not meet the conditions. Later the price in an online insurance company, find a good price. So I bought. bought then suddenly. Online auto insurance is reliable? Flustered. Asked the office American students. I know, just bought the insurance is a very large company. Not what no reputable paper company. This will put the heart.
As mentioned earlier, dealer usually have cooperative insurance company. But if you do not rest assured, of course, can goods than three home. You don't have to worry about not buy expensive. Just to American people, usually without a license, so buy car insurance is difficult. The price will be expensive. Each insurance company policies and prices are changing, and everybody's car different, conditions are not the same, so there is no way to say how much money a reasonable. Only yourself to do homework, compare the.

Common insurance company:

Nationwide: haven't got the license can be guaranteed, but the price more expensive.

Geico: lower premiums. But what good is Different people, different views.. Many China classmates bought it. If there is no driver's license can not buy. Who wants to buy please ask.

Progressive: the website can free quote insurance companies price.

AAA (American Automobile Association)Automobile insurance: only one AAA business. Pay AAA membership can be free to enjoy the roadside assistance, free maps and other services. Booking, hotel, or rent a car, AAA membership also often can enjoy discount.

I remember I use at that time is: lowermybill.com

Types of automobile insurance

Liability insurance (Liability): usually is mandatory. When a traffic accident responsibility in your time, liability is used to compensate the other party for the losses. But not to compensate you for the losses. So only buy liability if the person accident, your car you have to pay to repair.

Collision insurance (Collision): used to compensate the insurer's car.

Comprehensive insurance (Comprehensive): contains theft, earthquake and other non accident factors loss.

If you feel what is not clear, can refer toWikipediaExplanation.

In each kind of insurance, you can choose the insurance limit (limit) and the self payment amount (deductible), usually have two or three choices. The upper limit is higher, since the payment is lower, the insurance premium is more expensive.

How much insurance also to a lot of factors, the status of the vehicle, residential area (security better place premium is lower), automobile use (a week days), the other driver, age, marriage status. Once received the ticket or accident, some companies will be adjusted high a premium

In addition to the above insurance, can also add buy car trailer. If you have purchased a AAA member did not need to buy.

These things just started is quite a headache. But to get familiar with the. Also so return a responsibility.