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Owners doubt
Last month, very help column invited the Dongfeng Nissan million wind store financial insurance manager Shen Huijie, explained the basics of vehicle renewal. A reader calls said, hope that the experts can recommend insurance scheme in more detail. Therefore, this car is very help to invite chenjingli reader faq.
Experts FAQ
The boss: Shen Huijie
Position: Dongfeng Nissan million wind store financial insurance manager
The reader requirement, Shen manager recommend five sets of portfolio insurance scheme, applicable to different situation of the owner. The following three kinds of scheme applicable to private owners:
The minimum insurance guarantee scheme [] applicable to the economy is not well-off, the lower the value of the vehicle owner, can choose the third party liability insurance and compulsory insurance.
[] the basic guarantee scheme to increase the vehicle damage insurance, based on the third party liability insurance and compulsory insurance of this combination, affordable, and other vehicles can be guaranteed loss.
[economic] increase in the basic guarantee combination scheme on non deductible and whole vehicle pilfer. Manager Shen said the scheme was the best combination of private car owners, the risk for loss of vehicles down to very low.
Two schemes of other, more suitable for well-off private car owners or company car.
[] best guarantee scheme is to increase risk, based on economic type seat combination of full vehicle glass. This scheme is recommended, because vehicles are often not independent garage, and stopped at the roadside, glass easily broken.
[program] complete vehicle security is what we usually say. Based on the previous schemes, adding new equipment loss risk and the risk of spontaneous combustion.
Manager Shen remind, select the appropriate insurance is important, more important to find an excellent credit insurance companies, related to whether can get timely, full of claims. The three major insurance companies Nissan insurance Butler selection, can pay National Insurance: off-site, off-site repair, the different claims. While after the Chuxian without back to insurance claims, especially suitable for often in the field of driving owners.