Four, how to bank loans:

Refer to the terms of the loan
Using loans to purchase a car payment is by far the most 'choice. The loan must first understand the provisions of the car consumption loans, have a look yourself Is it right? Meet the conditions, Is it right? Have the ability to bear. Also want to be clear about the loan procedures, do up multiplier.

In consultation with the bank
Auto loans by banks, insurance, three party to dealers, investigation of the credit and credit management to the dealer as the main body, the insurance company to provide guarantee insurance, dealers jointly and severally guarantee responsibility.
You need to do is the need to purchase a car loan application data to the dealer to do first, do so in order to let the banks and insurance companies and car sales company to have an understanding of your situation, if you did meet the requirements of the loan conditions, it can be smoothly loan business. First of all, you according to your selected models pay the first payment, usually should pay the full car 20%. Then with the dealer to sign the contract and purchase a car, by the insurance company for you to handle the corresponding credit insurance. When these are settled, accepted and approved by the bank.
In the bank acceptance approval of the ring, if you pass a bank account for all your credit review, you will be negotiating with bank loan period and the interest rate, the loan contract signed.