The vehicle and pedestrian traffic accidents, in the process should pay attention to the following aspects:

1, accidents should be promptly after the alarm, according to the notice of 120 or 999 ambulance, don't move the vehicle accident, otherwise the damage found it difficult responsibility.

2, after the accident, as the party's mentality is to the case as soon as possible, but be sure not to and pedestrians to settle, once the private, no traffic accident responsibility identification, insurance companies can not compensation, if they continue to struggle, will bring unnecessary trouble and loss.

3, in the vicinity of a vehicle to help rescue the injured cases, if the victim is conscious, also can ask for the opinion to which hospital, once in the hospital, to put forward courtyard, because you as the party after all have a sense of regret, without the hospital referral proof, if you agree to the transfer, will bring greater economic losses to you, because the cost of treatment for insurance company refused to claim second hospital.

4, traffic after the accident, the officer will give both parties statement, answer the questions the mind to calm, to answer questions to seek truth from facts, may ask: "your speed? The first glimpse of the parties; the distance? ; what measures were taken, namely whether the brake? What part of the other party; and the car to contact? The other party; after landing in which position you car? ; then you take what rescue measures?" Wait.

5, traffic after the accident, will face the emergency medical expenses for the injured the problem. At this time, responsibility has not yet identified, but the current practice is determined by the driver in advance, this approach may be to bring the driver later economic loss, which is currently processing defects wounding accident place.

6, injured after admission, if the fracture condition, can be fixed with plaster and conservative therapy and operation therapy, but most hospitals use treatment of operation (steel nail or plate), the operation method of treatment are related to the problem two times operation.

7, traffic accident case, if the driver has certain responsibilities, need to press the liability proportion to each other for compensation parties, based on "approach to road traffic accidents" and "road traffic accident handling procedures", including compensation content and content standards: A, medical expenses: the actual treatment costs, by the hospital bill payment.

B, delay costs: fixed income, issued by the unit labor department proof of salary, calculate delay costs; on the income higher than the average cost of living in Beijing city (the current standard is 8494 yuan / year) more than three times, according to the calculation of three times. No fixed income, calculated according to the average income of the traffic accident happened to run the same industry.

C, hospital food subsidies: according to local political provisions of the business standard food subsidies * actual days of hospitalization.

D, nursing fees: nursing staff have the income, calculated in accordance with the provisions of the delay fee; no income, calculated according to the average annual cost of living of local.

E, disability living allowance: residual self month, compensation for twenty years. But more than fifty years of age, the age reduction for each additional one year old year, a minimum of not less than ten years; more than seventy years of age by five years. Method: the average cost of living of local annual * - * disability grade (coefficient) × liability ratio

F, equipment costs of disability: because the vessels with compensation function disability need, with the hospital to prove calculated in accordance with the domestic popular appliances cost. Wait.

Rule 8, insurance companies involved in accidents involving injuries required:

The diagnosis of A, at or above the county level issued by the hospital to prove 

B, certification of hospitalization and discharge notice

C, medical fee reimbursement vouchers (Note: must be accompanied with prescription and treatment, medication, check list)

Issued by D, the unit personnel, labor department that delays (Note: the amount of tax revenue more than required to provide proof of tax payment. Such as: "the individual income tax payment book")

E, in need of care, issued by the need to provide proof of nursing staff in hospital units and personnel departments that delays (income exceeds the amount of tax shall provide proof of tax payment)

F, open the book according to the forensic disability identification

G, traffic team to open the certificate of traffic accident compensation according to the execution and so on!

In order to reduce the traffic accident to bring you the economy loss, please carefully read the insurance company "motor vehicle insurance clause" and "claim" notes in prescription claims and claims documents part.