How a loan to buy a car the most cost-effective




Life your sister-in-law met these financial hardship. Have tried to liveHow a loan to buy a car the most cost-effective
Difficulties,


Keywords: personal unsecured loan repayment is how? Undergraduate poineering loan how to handle? How to apply for consumer loans in the Consumer Finance Companies? Micro credit loan application materials to provide what? I want to loan, the need to provide what information?





Due to personal problems need the loan, please help to solve

Because of personal problems need the loan of 10000 yuan, I have a house in Chengdu, but property cards provide not in there, parents, only to the Housing Authority enquiries, should be able to find a job, in Chengdu, wages are not high, so you can loan?




  Handling process

The acceptance. Agency personnel to introduce the Construction Bank personal consumption credit loan application conditions, term, interest rate, collateral, repayment methods, procedures, and default processing fees borrowers take on the situation, the borrower borrowing conditions, qualifications and the application materials to the trial.


The survey. Investigators in accordance with the relevant provisions, to take reasonable means to customers to submit material content the authenticity of survey, evaluation of the applicant's repayment ability and willingness to repay.


The examination and approval. By the competent person according to the customer's credit rating, mortgage, pledge and guarantee, final approval to determine customer comprehensive credit lines and lines is valid.



The issue. In the implementation of the loan conditions. Customer according to paragraph needs at any time to apply for a bank branch, with lines.


The post loan management. Bank loans should be in accordance with the relevant provisions on the management of loan borrower and guarantor of income, the use of the loan, credit (matter) to carry out supervision and inspection of collateral value change and performance status, examination results to have written records, and file. Implementation of the guarantee or credit of measures to ensure that the person or the borrower's credit and compensatory ability of supervision, and request the borrower and guarantor to provide assistance.


The loan recovery. Loans to borrowers in the contract agreed repayment, the repayment date, from the agreed repayment account to deduct. The borrower can repay the loan to the bank loans business outlets.


Hope I can help you table aunt (Biao Gu)How a loan to buy a car the most cost-effective
Hard;

  Borrowing needs to know?

1 is the contract interest rate should be appropriate. If there is interest, the two sides should contract interest rate in the written agreement. Interest rates may be higher than bank lending rates have similar period, the production and management of private loan interest rates can also be appropriate to higher than life consumer lending rates, but the maximum shall not exceed four times the bank lending rates over the same period (including the interest rate the same number)


2 as the amount of the loan, if necessary, to the borrower to provide security. Lenders in lending money, according to their familiarity with the borrower, understand the purpose of whether there are other borrowing, repayment ability, how to determine the loan amount. If a larger amount of the loan or borrower repayment capacity is limited or the existence of risk, should require the borrower for a certain economic capacity of third people to do the guarantor, or request the other party to provide the corresponding property as collateral.



Age 20 years old of unsecured loans no house no car

People want to do pioneering work, need a loan of about 200000, no house no car. Have a regular job, but wages are cash payment, I am 20 years old, do you need how to loan.







  Housing mortgage loans accounted for MS.
Monthly interest rate: 1.00-2.00%
Loan amount: 900000 yuan
Loan period: 2 months
Loan period: 10 days
For women is a university teacher in Shanghai, the first grade children quickly, to give children a good learning conditions, decided to buy a house in the school district housing, Shoufu also sent hundreds of thousands of women, we found the existing house, she made two times out of 900000 mortgage, loan, paid the school District room first pay at the same time, then the sale of existing homes. The existing house Shoufu our mortgage and mortgage banks together also. We help solve the liquidity problem of ms..




  Mr. Sun vehicle mortgages
Monthly interest rate: 3.00-4.00%
Loan amount: 100000 yuan
Loan period: 6 months
Loan period: 1 days
Mr. Sun short-term lack of liquidity, the existing car formalities Audi A6, came to the company do mortgage, the vehicle to assess the value of 100000 yuan, the original period for a month, but Mr. Sun capital a month turnover does not open, and 1 months to pay back the full amount may be a problem, so providing relevant information sun sir, by the audit department after the audit, according to the sun to students qualification increase in 6 months, the monthly interest payment due debt, reducing the pressure of repayment of Mr. Sun
  


Personal unsecured credit 5W 3 years

The 21 year old Chengdu Office average wage card 3500 for more than one year that no bad credit records needed low interest rates, it is best to due to the repayment of loans, feasible?



To deal withHow a loan to buy a car the most cost-effective
The problem you uncle (uncle, uncle) are to understand?

In this paper, the relevant keywords: what is the application of 1500000 standard? Easy credit company old liar? It is easy credit? No pure credit mortgage why interest than the banks? How to Sichuan university students to apply for business loans? Rural women entrepreneurs discount loans account for how to apply for?


I want to apply for personal consumption loans