Housing provident fund loans early repayment procedures and process the latest adjustment
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/Author:
Aaron Lewis
Along with theHousing reserveWidely used, how to useHousing reserveThis has become a topic of concern to everyone.So how to use housing provident fund?Housing provident fund loans early repayment proceduresWhat is it?Housing provident fund loan repayment ahead of schedule management processWhat is the process?This Is it right? Is your question?The following is the Fu Fang Xiaobian to sort onHousing provident fund loans early repayment proceduresAndHousing provident fund loan repayment ahead of schedule management processRelevant information.I hope for your help.
First of all, is what we knowHousing reserve?Housing provident fund, refers to state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non enterprise units, social organizations (hereinafter referred to as the unit) and the employees paid to the long-term housing funds.
Housing provident fund loans early repayment procedures
Early repayment in advance repayment, including all of the early part of the repayment and loan period unchanged, the early part of the repayment of the loan period of three cases.The lending bank can only accept payment of personal loans repayment from second months of the early repayment of the borrower's application.
Housing provident fund loan repayment ahead of schedule management process:
All 1 advance repayment: by the lending bank audit related materials to be correct, in advance repayment procedures for all.
2 the early part of the repayment and loan period unchanged: the lending bank to guide the borrower fill in the relevant agreement.The original loan guarantee way for mortgage + insurance and mortgage registration has not yet handled, also need to hold the original policy, my ID card and related agreements to the city center designated by the insurance company for the procedures, after finally signed agreement should be timely to the lending bank [..Detailed]