For the United States to bank loans for cosmetic -- shaping can loan
Created:
/Author:
Aaron Lewis
For the United States to bank loans for cosmetic
Plastic surgery can loan
Abstract: for the United States much like plastic, reason can only is does not have the cash, right now, in order to adapt to the social development and people's needs, now the introduction of plastic loans, like plastic, can help you solve the problem of funding loans.
Bank loans to buy a house to buy a car is not what rare thing, but the bank loan to seeking beauty cosmetic is very rare.Report from our correspondent
future, members of the public to the hospital plastic beauty, buy golf membership will be able to get bank loans.Unsecured personal credit loans to the Shenzhen Development Bank Nanjing branch launched yesterday, greatly expand the use of personal consumption loan bank, citizens to apply for a maximum of 1000000 yuan loans, a Nanjing bank
(9.21, 0.11, 1.21% is the highest) the record, the loan threshold is lowered to 3000 yuan monthly income.
According to the general manager of the retail loan department Cao Jun introduced, the Bank launched only personal credit, no mortgage and others to guarantee consumer loans new product "a new loan", only to have a stable income source distribution, positioning to meet meet the people living in large consumer needs, the use of the loans only decoration, purchase a car, the purchase of parking spaces, cosmetic and golf membership, which, on the plastic surgery and the purchase of golf membership of loans to customers in the industry is innovation.The maximum loan amount to 1000000 yuan, the introduction of personal credit loans of banks is also the highest in Nanjing families.The loan period of 12, 24, 36 months is optional, if the loan amount is small, each month for the pressure is small, can be 12 months shorter term, so that the burden of the cost is relatively low.If the loan amount is relatively large, on a monthly basis for high pressure, can choose a longer loan term.
For deep development of personal credit loan need to provide what information?It is understood, people only need to provide identity information, income flow data, working papers, real estate certificates, loan purpose material can apply for people to do business, you also need to provide proof of business premises data, credit card data.In general, at least 25 years old, more than 3000 yuan in monthly income of citizens, or enterprises to set up more than 2 years of small business owners, can apply for.However, unlike other banks, members of the public to apply for loans must be through intermediaries, such as members of the public to apply for decoration of the personal credit loans, must apply through have been proposed with the signing of a decoration company, the building materials business, home business, the bank does not accept a single customers.