With the domestic consumer market gradually prosperous, financing has become an indispensable assistant, to achieve effective funding many consumption purposes. So, how do you knowThe application of personal consumption loans? Confident?Easy credit ChineseThis opened its mysterious veil, to the borrower and restore a real appearance, hope to help borrowers in the loan application more convenient.Click apply to personal consumption loans 

-- what is the personal consumption loans? 

Easy credit China pointed out, mainly lending institutions financial banking institutions, granted to individual borrowers to consumer use, for the purpose of business loans, of which, including car loan, mortgage, credit loans, student loans, business loans.

-- how to apply for personal consumption loans? 

Can hold a valid proof of identity, as well as collateral documents (or security) to the relevant bank outlets, easy credit China fill out loan applications, the former for the direct line application is complicated, the latter for the online service platform for application more convenient.

-- the specific application process is like? 

The borrower in the loan application, enter the examination link, as by then the loan contract signed, and for the corresponding procedures, and then waiting for the loans, the repayment period will enter into a contract.

Necessary conditions for a -- what? 

Here, easy credit Chinese prompt borrowers, needs to have full capacity for civil conduct, work and income stability, good credit record, have a stable residence in loans, has the capability of low voltage schedule repayment conditions.

-- for what is required to submit materials? 

In the evaluation of easy credit Chinese pre, borrowers will receive notification cooperation mechanism, and submit the relevant identity cards, household registration certificate, marriage certificate, proof of income, consumption, proof of mortgage and pledge certificate, and other materials required by the.

-- personal consumption loan deadline? 

It should be noted that, for any type of loan has a corresponding repayment period, personal consumption loans also so, generally speaking, apart from the mortgage, other types of personal loans, the loan period of 5-8 years.

-- personal consumption loan amount how to choose? 

Personal consumption loans, the borrower shall pay attention to, in the choice of the term of the loan and the amount, should determine their repayment ability, ensure that the monthly repayment amount can be controlled within the month income 50%, as mortgage.