Recently I saw a lot of friends in the discussion between financing lease and purchase a car loan purchase a car which way easier and more affordable, so I also check some information, to do a little comparison between the two, hope to be able to meet the demand to purchase a car friends.

First of all I'm here to introduce the financing lease. Perhaps many of my friends have not heard of this purchase a car, this is a kind of installment purchase a car in the form of relatively recent concern, as long as the user to pay a certain margin, may obtain the right to the use of the vehicle; the monthly thereafter must pay the rent, and wait until the contract expires, the ownership can get the vehicle. See, this is a relatively new and meets now purchase a car model of consumer trends.

Some friends asked: bank loans to purchase a car looks and financing the two purchase a car in the mode similar?

Indeed, the two purchase a car is accomplished by installment payment form, but different in various.

First of all, in the purchase a car before, some models of bank consumer loans to purchase a car have been restricted, that is to say some models in some banks can not loan purchase a car, the lease financing is no such restriction.

Secondly, in the start-up capital, bank loan purchase a car start-up funds are in general30%Above, financing lease, related to the package industry leaders Anji Leasing Co. Ltd. as an example, the minimum can even reach20%For the consumers, financial pressure is much lower, the payment each month for the consumers are fully able to bear. In addition Anji leasing will also provide the licence fee, insurance premium and other expenses related to packaging financing service, consumers will fund the pressure to a lower.

In addition, through financing purchase a car, not only do not take up the bank line of credit, but also can issue VAT invoice in full rent, only two, compared with bank loans, financing lease, purchase a car can conform to the consumers and the needs of small and medium enterprises.

Said so much, we should have to choose to purchase a car spectrum in what way the heart? I hope this little analysis can be helpful to everyone, hope that we will be able to buy their own cars like the.