Financial management: how much income can be a loan to buy a car?
Created:
/Author:
Aaron Lewis
Financial management: how much income can be a loan to buy a car?,
Subprime loans, the repayment ability of borrowers appear obvious problem - Finance: how much income can be a loan to buy a car?Relying on its normal operating revenues, is unable to repay the principal and interest of loans in full, the disposition of assets or foreign financing and implementation of collateral for debt repayment.Loan loss probability in the 30 � � � � � -50.
Personal or family monthly income in 6000 yuan of the following is not an appropriate way of loan purchase a car.
Because the loan purchase a car - Financial Management: how much income can be a loan to buy a car?, in addition to a monthly repayment of principal and interest loans, also need to spend fuel fee, parking fee, fee, fee, repair Luqiao road maintenance fees, insurance and other costs of keeping a car , the monthly average in 2500-4000 yuan between, thus - Financial Management: how much income can be a loan to buy a car?If not, the higher income stability, high expenditure is difficult to maintain the monthly, that run behind one's expenses or unable to sustain
The secondary mortgage, the borrower, the sale of both husband and wife marriage certificate, identity card, residence booklet, marriage certificate (single proof).
The transaction of real estate certificates, the general property of not more than 15 years.
Housing sales contracts.
The first proof of payment.
The borrower income proof, salary details, bank water etc..
Other materials required by the bank.
The joint owners of the building property mortgage to justice statement.