(China Electronic Commerce Research Center News) held its first "Chinese western financial BBS" is one of the highlights of the fair. The past ten years, the opportunity of western development to Chengdu Sichuan and obtained the rapid development, the deposit balance was ten years ago, an increase of 5 times. In the next ten years, China will face what challenges and opportunities? At the forum, the "western big development and financial support and financial innovation" topic become the focus of concern to most people.

Chengdu bank chairman Mao Zhigang:

Construction promotes the "western financial center"

Chengdu bank chairman Mao Zhigang think, small and medium-sized enterprise business will become a commercial bank. Chengdu bank in accordance with the "cooperative principle of shared responsibility, benefit sharing", creatively put forward by the Bank of territorial governments, industrial park, the Guarantee Corporation "three party cooperation mode", and by the overall credit to the enterprises in the park, support the development of small and medium enterprises in the park.

Mao Zhigang told reporters: "financial center is not only focus on financial transactions, or the allocation of financial resources scattered, is not only the capital accumulation funds, or disperse." The western financial center, Mao Zhigang has his own view. "At present, we have set up branch offices in Chongqing, Guang'an, Ziyang, Meishan branch has been approved to build, Neijiang branch is preparatory work, and actively preparing to set up branches in Shanghai, Shenzhen and other developed areas, so as to achieve docking Chengdu 'western financial center' and the national finance center, promote the rapid the development of western financial center."

Baoshang bank chairman Li Zhenxi:

Small businesses have a brilliant future

"After the financial crisis, we hope that the development of small enterprises to the national strategy, because small businesses are likely to become the engine of economic growth in the next round." The bank president Li Zhenxi opening is extremely elegant and valuable.

How to control the risk of small business is the key to SME credit. In response, Li Zhenxi said, "in the impression of people, small business, not the financial statements, no management, no collateral, so small businesses the high rate of bad loans, high transaction costs, but we think the risks are controllable." According to the reports, from 2004 to the present, the rate of bad bank small business, small enterprise's control in 0.4%, the highest reached 0.43%, the actual recovery rate is 100%. Small business loans have profit? Li Zhenxi introduced, small business contracting firm's customer manager last year per capita profit after tax is 1040000, the average after tax profit of the enterprise is 1090000, this year's customer manager may profit ability will be stronger.

Rich's gold control general manager of small and medium-sized enterprises and commercial banks Zhan Wenyue:

The source of lasting business on demand

Rich's gold control the first day visit Chengdu market, has received widespread attention. Attention not only because Temasek has "Singapore SASAC" is that its shareholders, but also because of the micro loan business, the famous overseas company will headquarter located in Chengdu selection. "Our goal is to become the leader Chinese grass-roots financial service innovation." Rich's gold control general manager of small and medium-sized enterprises and commercial banks, Zhan Wenyue said: "we hope to become small enterprises recognized brand, we do not seek the market share, not for the people, not for the loan amount, is seeking the innovation, hope they recognized in the market. Because we demand from the sustained operation, so as to."