One, the loan object With full civil capacity of natural persons of state-owned enterprise corporate, with the approval of the State Administration of industry and commerce registration of the partnership, individual industrial and commercial households or have the nationality of the people's republic.
Two, the borrower's condition 1In accordance with the law for the legal person registration has to the administrative department for Industry and commerce registration and continuous for the annual inspection procedures; enterprise legal person in accordance with the "Provisional Regulations on" the registration and management of public institutions has been to the institutions of the registration administrative organ for registration or filing; 2In accordance with the relevant provisions of the people's Bank of Chinese, must hold the loan card; 3Borrowing the legal representative of the enterprise, the credibility of a good, no bad credit records, operating ability, outstanding performance; 4The enterprise has debt paying ability, good credit standing.Credit conditions require the borrower loan of financial institutions in the past, no default, misappropriation of loan, interest on arrears bad credit record; 5Machinery and equipment, machinery and equipment accounted for the proportion of net book value80%Above, the market liquidity strong;
6The borrower mortgage machine equipment without property dispute; 7The mortgagor agreed to mortgage documents.The enterprise is joint-stock, by a resolution of the board of directors; enterprises are state-owned economy, need to produce superior departments and state-owned company agreed to prove; business is a partnership of the private enterprises, need to partner's consent; enterprise is a collective enterprise, need the workers' Congress agreed to prove;
The relevant data of three, the borrower shall provide: 1The borrower to apply for loans to the lender. 2Can reflect the basic situation, production and operation of the borrower's financial situation (and on the recent annual financial report information file). 3The approval of the relevant documents of its establishment, a verification documents issued by the departments of qualification verification; 4The articles of association of the enterprise (joint-stock enterprises, foreign-funded enterprises must provide); 5The industrial and commercial administrative department issued a valid business license and a copy of, or the competent registration organ of valid certificates and a copy; 6Effective corporate code certificate and a copy; 7Effective production business license and a copy; 8Effective tax registration certificate and the copy; 9The legal representative of the enterprise, a copy of ID card; 10Signature (seal, financial dedicated seal and the legal representative of Zhang) 11The board of directors or other authority agreed to loan decisions or proof of authorization; 12The people's Bank issued the borrower's card; 13A formal invoice mortgage equipment.
Four, the loan period The maximum loan period of two years. Five, the loan interest rate Lending rates in accordance with the provisions of the people's Bank of China each grade benchmark interest rate broke surface50% execution.
Six, the loan process
The signing of the financing service contract→To submit materials→Equipment evaluation→The signing of the loan contract→Examination and approval→Loan
Bo's financing institutions contact method Address: Chinese·Guangdong·Shenzhen Luohu District people's South shenfang PlazaBSeat31Floor The switchboard:0755-222
15618 Fax.0755-222
15218(24Hours) Mobile phone.13751195554QQ:806602721 Beau:Shenzhen Bo's Dahl investment Company limited by guarantee (referred to as"Bo's financing"To solve the) individuals and small and medium-sized enterprise financing difficult, difficult issues such as security, vigorously support the credit good personal, private owners and in line with national industrial policy, has a good development space and excellent SMEs to grow, in the enterprise and between enterprises and banks, Guarantee Corporation, banks and individuals between the bridge of cooperation, to provide a full range of funds for small and medium enterprises, individual solutions! Bo's financingInvestment and financing service agencies in Shenzhen City Administration of industry and the formal registration of professional (business registration no.:440300685397679), and with many banks, securities, insurance, security, trust, pawn, consortia and other financial institutions to establish a long-term, stable relations of cooperation.Since its inception, hard, be conscientious and do one's best, won the trust of friends in the industry, establishing a good image!