Borrowers are able to perform the contract, has been able to normal servicing - Taobao order lending guidelines, there is not any influence of principal and interest for loans negative factors timely repaid in full and on time, banks have to repay the loan principal and interest for the borrower to fully grasp. The probability of loan loss is 0.

[guide] loans Taobao orders

Taobao order loan is one of the Taobao loan products. Taobao loans and loan belong to Ali financial business.

One, Taobao order loan business area

Taobao order loan business no regional restrictions - Taobao order lending guidelines, as long as to meet the requirements of the seller can apply for loans. And Taobao credit loans and loan restrictions have area.

Two, Taobao order conditions for a loan

Above 18 years of age Taobao sellers, Taobao shop business more than 2 months, personal credit and store credit record is good - Taobao order loan guidelines.

Three, the loan Taobao order elements

Loan amount: 1 yuan to 1000000 yuan

Loan period: 30 days

Daily interest bearing manner

Loan interest rate: 0.05 � � � / day

Repayment methods: the system automatically repayment

Four,Ziyang unsecured loansHow to apply for loans Taobao orders

Taobao sellers log into my sellers - shop management - Taobao loans, loans point of order, the first step is to fill in the information, second steps to determine the content of. Relevant information on an application for the loan applicant information to fill in the shop registered person. Second contacts can be the first time to fill out loan applicants contact information.

The order is according to the loan amount seller is currently "the seller has shipped buyers did not confirm the status of orders" assessment, combined with the operation of the shops are the overall credit limit.

Five, in order to Taobao loan repayment

Order loan repayment is composed of 3 kinds of forms:

1) system automatic repayment: generally through purchase order into account system automatically from the borrower pay treasure to deduct the corresponding amount owing on the loan (such as shop fluctuation or refund is also possible system automatic deduction;

2) advance owing on the loan: the loan period, if the borrower is not capital requirements, can also be manually operated in advance owing on the loan, a loan or a;

3) overdue repayment: when overdue, the system will automatically on the account balance launched


.

Losses on loans, the borrower has unpaid loans may be, no matter what measures and fulfilled what program, loans are doomed to lose, or although can recover very little, but the value is very little, from the bank's point of view, there is no significance and need to be retained in the accounts as assets of the bank, for this type of loan should be immediately cancelled after performing the necessary legal procedures, its loan loss probability in the 75 � � � � � -100.