Also a car loan for a year.Inadvertently in the mobile phone LG toolbar saw monthly calculation tool, enter the car loan principal, after last year after raising interest rates three times in the latest 3 years commercial lending rates 6.65%,Displays the month owing on the loan amount than himself unexpectedly now pay a monthly payments low 260 yuan!Then enter the new 5 - 30 years of commercial lending rates 7.05%, their monthly still pay nearly 250 yuan!!
Search on the Internet last year three - year loan interest rates change table, before 9 February 5.85%, February 9th to April 5 to 6.10% September, April 6th 6, to 6.40%, since July 7th 6.65%.Our car loan is in January last year for a period of three years, the business loan interest rate is 5.85%, because it is the first loan to buy a car, and I have to LG Chevrolet Hongdu North Avenue car loan consultant asked in detail about the car loan interest, remember the answer is:Fixed rate, 6.5%.Because we are also shops loans over the same period, the interest rate is lower than the shops more than 7 interest rate, so the thought, car loans Shoufu can pay less to pay less, earn interest is to save money!
Carry off all that one has not seen, only to find a car loan contract.Lost, or?To call the three Chevrolet shop road, replied: "because if the customer lost, so the contract by our custody.If need, can send the electronic version!"The mailbox in the past, received the electronic version of the contract, a piece of paper on the table, and I LG sign painting, Ya date inscription is very eye-catching.Hurry to find interest rates in digital, fine bar below, the price, the loan principal, loan period, repayment, the borrower repayment frequency, the first payment, overdue interest rates, floating and so on are notes, which,The loan interest rate (per year): 11.99%, interest rate options: floating rate.So far, the interest rate is floating to 12.79%.
Completely Speechless!
Put it down in black and white, clear sign a name, but did not see the obvious usury is N times higher than the loan interest rate!
The wall of the heart ah, just like the swallow giant flies!
The two man, the Chevrolet car loan consultant in a word, believe firmly.He has also refused to believe that, in time and car mortgage contract of Shanghai general automobile financial company signed I can't see the thin lines??!!