Easy credit Chinese tell you: five one holiday money how to "money"?
Created:
/Author:
Aaron Lewis
Easy credit ChineseAnd share with you: this year because of the "five one" holiday coincides with the opening of the Shanghai World Expo, for many Shanghai people, will have a rest from April 30th to May 4th.5 days holiday said not long, say short not short.Master certainConduct financial transactionsSkills of the people, which has two days in planning how to in this 5 day money to money.But compared to the previous holiday and the golden week, the 5 day holiday has some special.
Easy credit Chinese remind you: the bank financial products for Mo confusion This time, all kinds of bank financing products are coming to market.Notable is, when some bank financing product launch, meet national holidays will adjust, but due to the April 30th and May 4th is not a national holiday, so to the bank, if the introduction of new products, these two days is a normal working day.In addition to the issuing period, in some bank financial product revenue transfer day, ever met national holiday, then transfer date postponed to the next working day, is not a national holiday in 2 days, bank financial product revenue is transferred.
Easy credit Chinese tell you: markets are not synchronized Although Shanghai announced that due to the World Expo, Shanghai this year "five one" holiday will be increased to 5 days, but on the domestic capital market, "five one" the Labor Day holiday is 3 days, from 1 days to 3 days, April 30th and May 4th are the normal transaction.In the past, many people will be in the long before the day, the stock of money in the bank, for the notice deposit business.But from the point of view, if in April 29th will come up with the money, will miss the 30 day trading.At the same time, because of the stock market in May 4th will be the transaction, even through the notice deposit business, also in May 3rd to redemption.In addition, like gold market should also pay attention to this problem.
Easy credit Chinese help you: Calculation of short-term financial service
Many banks also launched a period of 7 days, the following year returns ratio close to 3% over the short-term financial products.There is no time for such products, while small long holiday, many people are going to come up with the money to buy.On the one hand, can home in the remaining funds have more interest; on the other hand, the risk of these short-term financial products are less.But in fact, some of the short-term financial products which yields even better notice deposit.
Under normal circumstances, investors in the purchase of financial products, often only concerned about the investment period of products, but the products are not only the investment period, there are also many links occupation of funds, and these links will affect the product yield.Including product sales, product investment period and settlement period.In addition to the three period, there is a period of time need to pay attention to, is the product sales closing date to date.Most products are sold in the second days into the product operation, but there are still some products after a few days into the operation, usually the day is a non working days, and during this period without interest.Through the calculation, we can find some product income below the seven day notice deposit interest income.Therefore, in the choice of short-term and ultra short term financial products, funds for the occupation time must be carefully considered.