Dongguang automobile insurance knowledge: what is non deductible special risks?

  Automobile insurance knowledge: what is non deductible special risks? There are many types of insurance, in accordance with the species can be divided into compulsory liability insurance and commercial insurance. The commercial vehicle insurance according to the insurance range can be divided into primary insurance and additional risks, the owners are more familiar with the third party liability insurance, Che Sunxian belong to the basic risks, and the risk of spontaneous combustion, body scratch insurance, non deductible special risks belong to commercial additional risks. As an additional insurance, the insured must be in the basic insurance, the owner can insure against any additional non deductible insurance. This additional insurance refers to, through the special agreement, in the insurance after the accident, in accordance with the provisions of the franchise basic clauses corresponding insurance calculation, shall be deductible amount shall be borne by the insured, the insurance company responsible for compensation.
   For example, if you accidentally hit the wall driving car owners, according to the relevant clauses, the owners need to pay 15% of the loss, but if the owners for the non deductible additional insurance, then it should be deductible amount by the owners to bear, the insurance company is also the claim. This insurance policy, the owner can obtain more comprehensive protection, to avoid risks for the owners to a great extent. ConsultationTelephone: 13473728011 QQ:972856532912177741
   But the non deductible special insurance also has its own corresponding deductible part, such as the plus button franchise, additional insurance deductible, accident responsibility is difficult to determine. General insurance company will conduct detailed and clear explanation of "non deductible" insurance except responsibility in terms of the insurance, the owners of the insured to read about this part of the terms, to avoid unnecessary trouble when claims.
   Non deductible special insurance is not mandatory insurance coverage, the owner can choose according to need friends insurance combinations. If you do not know how the selection of insurance portfolio, you can visit the website of Ping An insurance, to do an expert for the design of your insurance needs, finish the analysis, insurance experts will be based on your actual situation, auto insurance advice to you about, is not wrong. Can let the owner friends to understand their driving risk index, thus truly on-demand insurance.