Security costs(Reasonable expenses): This is to provide security guarantee mechanism for you, must be charged, the general charge standard for bank loan principal and interest 2%.

Motor vehicle insurance(Reasonable expenses): insurance cost. Recommends that customers find their own insurance company.

Notarization fee(Reasonable expenses): is the "loan contract" and "car mortgage contract" by the notary public notarized costs generally ranging from 200-500 yuan for each, or 1% of the loan amount as charges.

The lawyer witness fees(Reasonable expenses): if you do the notarization, it is not recommended for lawyers witness, in fact, the effect is the same, and the lawyer witness legal efficiency has not been notarized strong. The charge is also essential for each 200-500 inequality.

Credit investigation cost(Reasonable expenses):Due to the bank or credit guarantee institutions may affect your work or home to the on-the-spot investigation, would produce a certain expenses, general charges ranging from 200--500 yuan. If he is to save money, you send a car or taxi to take them to go, will cost the province.

A deposit (renewalReasonable expensesAlsoIs not reasonable expenses):Is the bank or mortgage guarantee agency to allow customers to ensure the second year renewal insurance to achieve their provisions for the deposit, if the customer is not in accordance with the provisions of the insured, as customers default, to detain the cost. Not in accordance with the provisions of the insured is not according to the provisions of the insurance coverage or both categories including insurance companies, the cost is different. If only requires continued insurance, but not limited to the insurance company, it belongs to the reasonable expenses. Not only the renewal of insurance, also requires the renewal of insurance company, it is despot provisions, which belongs to the unreasonable charges.

Licensing fees(Is not reasonable expenses):Is the vehicle license fee, the general intermediary agency to charge for the licence, but they will charge a part, such as the licensing fees for 200 yuan can be done, but they will charge 500. So that customers personally sign the payment, not the security agencies to sign.

Mortgage fees (Is not reasonable expenses): the state is not charging any fees for car mortgage. But the security agencies charge fees to clients, the fees are unreasonable charges. Recommends that customers personally collateral for the vehicle, reduce costs.

Data management fee(Is not reasonable expensesThe so-called): keep customer information costs. In fact, the customer information you don't pay him or to deposit, the cost is blackmail customers, please guard, don't be fooled.

Mat fee(Is not reasonable expenses): General for bank lending, Guarantee Corporation advances or dealers advances allow customers to car to go. Then they will be charged to the client called mat fee, advising clients to wait patiently for a few days, such as bank loans down to mention cars, avoid what mat fee.

Other expenses(Is not reasonable expenses): each place according to the local conditions derived a lot of unreasonable fees.

   In short, automobile mortgage guarantee agency for the intervention, will produce a lot of cost, suggest that you try to choose large, influential local security agencies, the fees they charge relatively transparent, fees less. Above all, the guarantee fee, transfer fee, fair fees or capital firms witness fees, insurance premiums for reasonable fees, other all belong to the unreasonable charges, suggest that everyone in the mortgage in these unreasonable charges must be determined not to pay.