Different procedures will not be the same as the car loan scheme

At present, our common car loan scheme bank car loan, credit card, car finance loan formalities, obviously different car loan scheme will never be the same. For a car loan need to pay attention to what.

According to bank staff: "the most significant advantage of credit loan is rapid, truck approval procedure is relatively simple. Consumers only need to use one during the period of validity, and good credit record of the credit card, identity card to apply for the card after the banks can be installment purchase a car."

However, credit truck loans need to charge a fee. At present, the bank, ICBC, construction bank, Minsheng Bank, China Merchants Bank, CITIC Bank, bank credit card can handle installment purchase a car. Installment purchase a car not to receive interest, only accept installment poundage, general 1 year fee is 3% of total loans to 5%, 3 year fee is 8% of total loans to 11%, consumers need to pay attention to compare.

Auto finance company loan is also a kind of relatively common, many 4S shops will be the first such auto finance company loan, but some auto finance company loan interest rate higher than bank loan interest, more ride fees.

In addition, there are the traditional bank car loan, for many models, the repayment time flexibility, but not too much advantage of interest rates, but the approval of trouble, lending cycle is long, most of the needs of real estate mortgage.

Just a phone call, all vehicles can do ~ ~ let you buy a car without waiting for the stageContact person: Zhang Tel: 13892896151 QQ:26326288

Shoufu 30% models do not limit        The price is low (major 4S shops have cooperation)      The procedure is simple (identity card account)

Low cost (40% lower than the 4S store)  Low interest rates (the central bank benchmark interest rate)          Soon the car (the car)

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