One, the loan conditions (a) loans

1 the issue the employment service agencies at all levels of the "re employment concession card" of the unemployed;

2 for registration of the unemployed of self occupation of demobilized veterans;

The other 3 unemployed to human resources and social security department issued a "certificate" of the unemployed;

4 has been a small secured loans and duly repay, currently operating projects run good and absorb more than 2 household registration in the city unemployed personnel, need second loans to support personnel.

(two) loans secured against conditions microfinance loan applicant must have the personnel of this city census register by a meet one of the following conditions provide the credit counter guarantee: civil servants, and institutions in the provision of staff, and in the unit of work for more than a year; the formal employees of large and medium-sized enterprises, and in the unit for more than a year of work, a monthly income of 3000 yuan or more; with the city real estate (including mortgages) and other persons with a stable income.

1, "the unemployed microfinance loan application form", "loan project plan" (four copies)

2, I "identity card", "booklet", "marriage certificate", "entrepreneurship training certificate", "unemployment card", "re employment concession card" or "self occupation certificate" towns demobilized soldiers, "business license" or other business qualification, site lease contract (agreement); (a copy of the original and four copies of the A4 specification)

3, belonging to the partnership shall be issued by the market supervision department or the civil administration department partnership proof material, such as absorbing the registered unemployed persons, the need to provide relevant information (labor contract, pay social insurance list);

4, belonging to two loans, corporate tax registration information and the latest issue of the tax payment receipts, absorb the unemployed in the household registration data, (employee roster, labor contract, pay social insurance list);

5, counter guarantor's "identity card", booklet, "" units that provide "real estate certificate; belongs to the third kind of counter guarantor" (or mortgage loan contract) and personal income proof.

(a) the applicant should street labor security mechanism to account for the location of the proposed microfinance loan application, and provide the following information:

1, "the unemployed microfinance loan application form", "loan project plan" (four copies)

2, I "identity card", "booklet", "marriage certificate", "entrepreneurship training certificate", "unemployment card", "re employment concession card" or "self occupation certificate" towns demobilized soldiers, "business license" or other business qualification, site lease contract (agreement); (a copy of the original and four copies of the A4 specification)

3, belonging to the partnership shall be issued by the market supervision department or the civil administration department partnership proof material, such as absorbing the registered unemployed persons, the need to provide relevant information (labor contract, pay social insurance list);

4, belonging to two loans, corporate tax registration information and the latest issue of the tax payment receipts, absorb the unemployed in the household registration data, (employee roster, labor contract, pay social insurance list);

5, counter guarantor's "identity card", booklet, "" units that provide "real estate certificate; belongs to the third kind of counter guarantor" (or mortgage loan contract) and personal income proof.

(two) the loan approval process

Related documents 1, street labor security institution accepts the application for review and the borrower and the counter guarantor, confirm the qualifications for application;

2, district employment service organizations to submit to the labor and social security institutions Street microfinance loan application materials review;

3, guarantee institutions guarantee issued by the review and comments, signed the "counter guarantee contract";

4, the bank signed the loan contract review, "";

5, the applicant for the flexible employment registration, bank loans.