"Proposal" citizen

    The Standing Committee of the npc:

   Ministry of Public Security of the People's Republic of China.

   The Supreme People's procuratorate:

   Supreme People's court.

    China is a socialist country under the rule of law, the dignity and authority of the law can not be trampled on.

   "PRC Criminal Law" 186th article in the current legal andThe judicial interpretation, the "illegal loan loss distribution defined" time is notThe complete set of legal system. The law prohibits arbitrary interpretation, for criminal case,The prosecution, conviction and sentencing of the lack of the necessary legal basis "".

   The illegal behavior cognizance is mainly based on the "general loans" and "ChineseThe people's Republic of China Commercial Bank Law ". To determine the actual loss, mainly throughDetermining the caused by illegal loans overdue loans, zuigaojian, public securityDepartment bureau approval is also not clearly defined, leading to the public security organs and law.

   The law the crime by the public security organ for investigation, because there is no clear standardIn the actual case, the public security organ for the conviction and not allowed to grasp, cause "caseDo not stand, stand not investigation, investigation and not knot, illegal case "phenomenon, in the first placeIt is not convenient to public security organs accurate investigation.

   Crime of illegal loans caused confusion on the judicial practice, a chain of negativeEffect, the impact of building a harmonious society. Their actions not only undermine the financial activities should beSome standard, and is a serious infringement of credit management system, to the country, goldThe legitimate rights and interests of financial institutions and citizens caused heavy losses.

   Hereby, please the NPC Standing Committee, the people's Republic of China Ministry of public security, the Supreme People's Procuratorate, the Supreme People's court in accordance with the law on the "PRC Criminal Law" 186th article involves "loan loss time defining the problem", "loan loss and bad loan problem", "loans uncollectible situation" to national unity standards, in order to effectively and accurately deter financial crime.