Objective: 1,Alleviate enterprises temporary liquidity difficulties 2, to increase the small micro enterprise entity economic support force

   Products: "credit" business, through the issuance of new loans to repay the old loans continued, effective enterprise funds chain of life ""

Key word.Characteristics of key industries

   Reason: the macro factors, the decline in sales, inventories continued to increase, tight liquidity situation, caused by the "revolving loan difficult" problems highlighted. Even to the extent thatThere are some good growth Small and micro businesses into the fund chain break due to temporary crisis, a serious threat to the survival of enterprises.
    Object: the turnover of personal business loans, business loansFixed assets, not including the restructured loans, loan, is a kind ofApplicable to the production and operation of Small and micro businesses normalDue to cash flow mismatch, unable to return the loan on schedule, while for the second loan in the old loans outstanding case for a return to the old loanNo repayment renew business model.

   Risk control:The issuance of the target is limited to one year above credit relationship, and the bank before the loan granting loans have strict implementation of "actual loans to pay" provisions, and credit records, production management and other aspects of good customer, and prohibit the issuance, is strictly prohibited, prohibited funding for rolling issued non entity economy. "Credit" loanAn upper limit control and total control, turnover does not exceed the maximum amount of the loan principal amount is not also, at the same time,Loan into the customer account does not stay, instant complete corresponding reimbursement operation.
   Advantage: one is effective to solve the liquidity Small and micro businesses of the normal cycle, reduce the risk of Small and micro businesses for capital chain rupture and cause; two is to lighten Small and micro businesses financing costs, reduce the folk usurious loan, maintain financial stability; three is conducive to guide the private capital from usury market to the entity the economy, reduce the economic disputes caused by usury, purify the social credit environment; four is conducive to the construction of the financial ecological environment, reduce the bank employee moral hazard, safeguarding the financial order.