Information related to loan process 1, charge the buyer and seller bank loans required;

2, to assist the lender (buyer) signed bank loans, to the Bank of first instance text;

3, to assist the seller and the buyer for the transfer transaction;

4, the buyer to receive new property permits will be property rights certificate, the sale contract, deed tax certificate, the original old land certificate and submit to the Guarantee corporation;

5, the new property permits a later construction bank credit card installment buying process, the Guarantee Corporation will loan the text and buyer's property information to the bank loans and provident fund center for examination and approval;

After 6, after the approval by the housing bank, "the letter of guarantee issued by the Guarantee Corporation" loans to customers;

7, loans to housing home Guarantee Corporation account - the Construction Bank credit card installment payment buy process, notice to the seller and the buyer, the seller receive 1629 sign on the spot;

8, housing home Guarantee Corporation on behalf of the buyer for land permits and housing mortgage procedures. Will the property permits, land stock buyers, the housing He Xiang of bank.

Relative to traditional bank car loan and auto finance companies, using credit card installment payment buy will be much more convenient, we use the bank's Dragon staging a car as an example, introduce the specific process:

If the customer's first car, the dealers drive - the Construction Bank credit card installment payment buy flow, and to determine the purchase a car price consultation with the dealer;

② roncador produce credit card, ID card, and fill out the purchase a car payment application form;

The dealer customers to submit the application materials to the construction bank;

The customers to apply for approval to the dealers to pay the first payment

, handle the relevant formalities;

⑤ mention car dealers received notification, credit card payments and balance due to the car;

Through the long card credit card monthly instalments.

For loans, the loan interest rate cut to the mortgage market influence. 1 months two cuts will make a loan of 20 years of property buyers, monthly interest to reduce the nearly 300 yuan. Twice cut interest rates to reduce the mortgage burden is not much, but the psychological impact on property buyers will be very large. From the positive impact on the market interest rates, loan rates will be deterministic downlink, stimulate the demand for loans. For borrowers such as
, loans will be more smoothly, to stimulate the market consumption demand.