Commercial vehicle financing scheme GPS

 

 

Commercial vehicle leasing

GPSScheme

Contact Mr. Ning 18929301987

QQ1104990657  

 

 

 

 

 

 

 

 

Preface

Choose a good GPS vehicle monitoring system, must be considered from the following aspects:

1.1Product quality is stable, the GPS hardware

GPS vehicle monitoring system should have high security, this is one of the most important use of vehicle installed GPS. To reflect the high security, the first condition is stable and reliable performance, especially the vehicle using the complex environment, electronic clutter interference, temperature, and humidity environment requires high, vibration in the process of the running complex, factors are put forward higher requirements for the quality stability of GPS hardware products. The transmission of information on the hardware, hardware is not stable, the GPS operation cannot guarantee.

1.2, the function of software system to meet the demand, the system is easy to use

GPS hardware return data, are needed for processing by software, combined with the electronic map technology in detail, analyze the data, to meet the customer's specific application requirements.

At the same time, the stability of a software system, the software interface is simple and easy to understand, easy to use in the design of software function, should be to let users understand the mortgage, the repayment of the vehicle.

1.3, perfect after sale service system

GPS vehicle equipment installed in the car, long time of continuous operation, at the same time, the key lies in the vehicles scattered in various places, how to failure in the equipment in the shortest time to solve the problem, you need GPS enterprise has perfect after sale service system. To establish a perfect after sale service mechanism is one of the security to maintain a good corporate reputation, is the embodiment of perfect products and services to ensure that customers use.

 

 

 

 

 

The first chapter GPS mortgage

Preface

1, the terms and definitions.

1Limp

The car can only travel in a limited top speed range, the maximum speed of 1200 rpm;

2) bound

To limit the engine can run only on the set the highest speed range, 1450~1500 binding speed;

3Unbound)

Permanent lifting set maximum engine speed limit;

4Lock the car)

Single limit the maximum engine speed at the lowest value setting;

5Unlock)

Single lift the maximum engine speed limit;

6) ECU

The electronic control unit (Electronic Control Unit), also known as "trip computer", "computer car"

7.    BOSCH      

Bosch common rail diesel engine

2, industry background

Automobile consumer credit is the characteristics of the world automobile consumption, automobile consumption trend is China, greatly promote the development Chinese automobile industry, but also conducive to banking business development, but undeniable, Chinese automobile consumer credit also has some disadvantages, such as: the borrower, loan borrowers malicious arrears malicious Piandai; the losers are the banks, the insurance company or the car sales company.
   How to solve the hire car sold loan recovery safety problems, social problems at present consumer mortgage business urgent. How to make the lender interests be guaranteed, let the mortgage owners easy borrowing smoothly, achieve a win-win result. These are our current automobile consumption credit problems.

With the development of mobile communication technology and GPS technology to build such systems become possible. Through tracking in real-time location of vehicles, at any time to master the actual position and movement of the vehicle, take off the oil lock when necessary, can minimize the vehicle refuse to repay the loan loss.

1.1The analysis of financial credit GPS management needs

 Management 1, lenders to vehicle. To master the real-time location of vehicle, bank, insurance company or automobile sales company, in order to secure real-time understanding of automotive vehicle position mortgage.

 2, borrowers on repayment. The bank, insurance company or automobile sales company, needs to carry on the management to the repayment of the information, they want to know how many lenders, loan period of several hours, what is the expiry date.

3, guarantee mortgage vehicle safety. If the overdue repayment, ECU performs the limp, automobile engine maximum speed can reach 1200; if the GPS is destroyed, ECU performs binding state of automobile engine, maximum speed can reach 1450.

4, ensure the safety of property. If the car is stolen or robbed, remote auto control, ECU performs a limp state, automobile engine maximum speed can reach 1200. Provide effective place and time to recover the stolen vehicle.

1.2System function

This system is mainly for vehicle engine: Weichai Lanqing is, in three series; ECU:BOSCH.

1, bound ECU: lenders installed common rail type GPS in the mortgage on the car, to bind to ECU. After binding, the default speed 1450 rpm is engine. Do put effective disassembly

2, Unbound: the owner will be repaid loans, mortgage lenders to vehicle ECU unbind, this vehicle will no longer be the lender's management.

3, lock the car: the system will remind owners owing on the loan repayment period, if the owners expired not owing on the loan so the car lock. Lock state is limp, the maximum engine speed is 1200 rpm, the car can run, but reduce the efficiency of the car.

4, positioning and tracking: provides cover type GPS terminal, the terminal vehicle or equipment will continuously send signal and position to the dispatch center, lenders can monitor the status of mobile assets, can treat the lending vehicle real-time monitoring, can according to the demand for remote control of vehicle;
5, the vehicle management: vehicle registration information, including basic information of vehicles (license plate, vehicle type, tonnage, color and so on), loan information (date, loan amount, loan repayment date). The lender, timely understanding of the status of the vehicle;
6, history: vehicle terminal history records stored by the management center through the wireless way in accordance with the time period after extraction and stored in the management center, management center locus in electronic map to reproduce the vehicle driving process;

1.3The characteristic of the system

System features: the common rail type GPS, control engine "speed" to supervise loan repayment on time, to prevent the common rail type GPS is destroyed or removed.

 

Common rail type

General GPS

 

 

 

 

 

 

 

 

System function

1, the vehicle management: basic information of vehicles (license plate, vehicle type, tonnage, color and so on), loan information (date, loan amount, loan repayment date).

2, binding: binding, the engine speed is 1450 rpm. If the first common rail type is destroyed, the engine of the car's maximum speed is 1450 rpm, the work efficiency, reduces the automobile.

3, limp: if the owners expired not owing on the loan, then the car will limp 1200 to the running state; or if the car is stolen, can also remote control car limp, both to ensure people driving safety, and ensure the safety of property lender.

1, real time positioning: lending companies need to master the real-time mobile asset condition, can treat the lending vehicle real-time monitoring, can according to the demand for remote control of vehicle;

2, cross-border alarm: operation limit lending companies can set the lending vehicle, when the vehicle - out time, will be automatically sent to monitor center vehicle cross-border alarm, the center will automatically for real-time vehicle tracking.

3, cut line alarm: power line to cut GPS, GPS damage, will be automatically sent to monitor center vehicle off alarm, central to the owner to confirm that the cause of the accident.

4, power off the oil: once Piandai immediately start off the oil electricity, let the car can't start again. It can ensure the safety of property lending.

 

Advantage

1, anti disassembly.

2, the effective supervision of the owners to pay back the loan.

3, loan information management.

4, simple installation process.

5, convenient management of borrowing.

1, for most of the models

 

 

1.4System structure

The second chapter enterprise

2.1Company introduction

Focused on the fusion of GPS positioning, navigation, mobile data transmission, GIS geographic information and other advanced technology mobile application products research and development, production and sales and service. The company has a unique and leading technology products, is a professional team full of vitality composed of private technology enterprises.

As applications of mobile communication industry ODM operators and OEM operators, after many years of accumulation of technology developed a series of SOFAR products. It has been widely used in financial, public security, fire protection, construction, postal, shipping, freight, first aid, the customs anti smuggling, bus, long-distance passenger transport, taxi, car rental industry, also apply to social vehicle anti-theft anti robbery, security and other fields, and create a good economic benefit and social benefit for the user, by the industry users.

The company has gradually developed into a widely used technology, products, comprehensive complete set "satellite navigation, intelligent transportation, automotive electronics, remote information" vehicle integrated information terminal products "R & D, production, sales, engineering, operation" as one of the specialized companies.

Looking to the future, the company will always uphold the "integrity, innovation, harmony and win-win" business philosophy, adhere to the "innovation, efficient, to provide the most value, the best products and service for customers" the quality policy, the company will continue to adhere to the "location based applications, mobile data as the core, product manufacturing as a fundamental, development strategy the operation service for the direction of".

In the development of GPS industry in the years of accumulation, the company has accumulated a first-class talent in the industry, in the GPS hardware product design, development, production, GPRS communication technology, GIS application of electronic map and so on, have accumulated rich experience, to ensure the products constantly updated, is in the leading position in the market.

 

 

 

 

The third chapter Vehicle mounted terminalEndProductionGoods

 

 

 

 

 

 

 

 

 

 

 

 

 

 

3.2Technical parameters

 

Electrical characteristics

Power supply mode

Car battery power supply

Operating voltage range

9V36V, pressure 100V

The working current range

0.050A0.120A (12mAh)

Environmental characteristics

Operating temperature range

-20 - 70 degrees

Storage temperature range

85 degrees -40 degrees

Operating humidity range

40 ℃ 95%

Storage humidity range

40 ℃ 95%

Working vibration range

5300HZ

Storage vibration range

5300HZ

RF characteristics

Communication frequency

900/1800/1900 MHZ

Modulation

GMSK

Transmit power

≤ 33dBm ± 2dB

Frequency tolerance

≤ 0.1ppm

Occupied bandwidth

≤ 200kHz

Stray emission limits

≤ -30dBm

The characteristics of electromagnetic compatibility

EMI

Anti electromagnetic interference of three countries

ESD

Electrostatic discharge index (can withstand exposure to 4KV, air 8KV), the national level

Function characteristics

Cold start time

29s

Hot start time

≤ 1s

The built-in battery discharge time

Use the time >20min

The service life of the product

Service life

10 years

Frequency of use

Unlimited

Reliability

The average time to failure

15000H

 

3.3The main function of car engine

3.3.1 location tracking

Function

Sub item

Function description

Location tracking

Call the roll

The vehicle after the roll call, the vehicle will automatically to a current position information.

Timing control

The vehicle terminal in accordance with the management of the set time, the vehicle ignition automatically reporting position information to the monitoring center.

Distance monitor

Vehicle in each driving to the prescribed distance, will automatically reporting position information to the control center.

Automatically upload

The vehicle terminal according to management personnel setting time, automatically reporting position information to the control center.

The blind patch

Traffic to the mobile signal blind area, are automatically stored location data, the mobile signal recovery to the center position information automatically upload.

 

3.3.2 alarm function

Function

Sub item

Function description

Alarm (hardware)

 

 

Manual alarm (optional)

When the owner hijacked into the vehicle, forcing owners to start the vehicle, the owner can in the watch, an alarm to the monitoring center, but the gunman is unaware, monitoring center received the alarm, will assist the police save owners.

The power failure alarm

Power line vehicle main battery is damaged or vehicle terminal is cut off, the vehicle terminal automatically to the center to report the main electric power down alarm.

Low voltage alarm

Vehicle battery voltage is too low, the vehicle will not fire, when the battery voltage is low, the vehicle terminal will automatically to the center report "the battery voltage alarm", the monitoring center will remind the owner of the vehicle battery charging.

 

Alarm (software)

Overspeed alarm

The vehicle more than management personnel setting speed, vehicle terminal will automatically to the center to report the overspeed alarm.

Out in alarm

Prohibited from entering the vehicle into the user's area, the vehicle terminal will automatically alarm affection toward the center.

Yaw alarm

The vehicle deviates from the user specified route, vehicle terminal will automatically generate alarm.

Parking is not off alarm

In order to reduce the fuel consumption, vehicle flameout in long time parking, if the driver is not long time parking flameout, vehicle terminal automatically to the center to a stop not off alarm.

 

 

 

3.3.3 remote control function

Function

Sub item

Function description

Remote control

Remote lock / unlock

The remote server, lock and unlock the vehicle operation car.

Remote bind / bound solution

The remote server, binding and unbinding operation on the vehicle.

Remote reboot

Through the mobile phone short message remote terminal restart.

Version query

Through the mobile phone short message inquiry terminal hardware and software version number

Remote upgrade

The remote server, update the vehicular terminal software program.

 

3.3.4 BOSCH ECU control

Function

Sub item

Function description

ECUControl

Terminal binding

Vehicles install terminal, need the first terminal and ECUBinding. The binding process is actually a modified maximum speed of ECU for the binding speed. Terminal binding ECU, every time you start ECU, the need for locking unlocking control on ECU;

Unbound

The loan is repaid or other reasons, may cancel the vehicle bound control, unbound and bound is actually the same function, only modify the ECU maximum speed to unlock speed; terminal will no longer on the ECU control;

Lock /Unlock

Every time ECU starts, if the device is not set the date of repayment or does not reach the repayment date, will automatically unlock, unlock speed real-time refresh the maximum speed, in order to ensure the normal work in the start state of vehicles; if the overdue, will limp control;

IDChange alarm

Terminal detects ECU start, first read ECU ID, ECU ID, contrast inside the equipment, if ECU ID internal equipment and the actual read inconsistent, will be reported to the center ECU ID change alarm;

Set the date of repayment

The platform can set the terminal next repayment date, at the current time after the date of repayment, the terminal will control ECUEnter the limp state;

The system time correction

Terminal connected to a center server, if the current time is not correct, the time correction and platform system;

Upload information terminal

Regular reporting ECU ID/ lock state / repayment date configuration parameters; allows center to single query; terminal timing Daily reported this information once; center can be synchronized or other treatment for inconsistent information after;

 

 

 

 

 

 

3.3.5 power management

Function

Sub item

Function description

Power management

Power saving mode

Vehicle ACC off after the time exceeds the set, will automatically shut off the function module of the terminal, to enter the power saving mode.

Overvoltage protection

The power supply voltage is too high, the terminal will automatically cut off the power supply and power off, to prevent the terminal to be burned. The highest resistance to 100V high voltage.

Short circuit protection

Terminal power supply short circuit protection function, to ensure that the errors caused by the short circuit of power supply, the terminal is not to be burned out

Power supply polarity protection

When the power supply is negative, reverse connection, the terminal will not start work, to ensure that the terminal is not burned out.

 

 

3.4The reliability of the design, the design life, the repair rate

N      High quality components from several trusted suppliers, ensure the quality of raw materials 100%

N      GPS the return rate of the products strictly controlled within one percent

N    Factory construction and resources can be trusted, continuous production, to ensure on time delivery

N    Regular monthly to provide about two thousand of the GPS products to customers, improve the quality of production to ensure the stability and technology products

N    The moment GPS system follow up on the latest technology trend of improvement system

 

3.5, ensuring the stability of product

Our product stability from two aspects, one is the research and testing stages follow a precise quantitative indicators; two is the automation product detection means.

Stability index 3.5.1 can be quantified

Stability has been the GPS industry everybody cares, but there has not been a clear quantitative indicators. According to many years of R & D and marketing experience, summed up the five basic indexes of GPS terminal stability, ended by feeling emotional times and long time practice to do the stability evaluation of GPS terminal.

L       Single day online rate    Online time /24 hours. The index can reflect the communication equipment stability 7*24 hour, is an important parameter to the stability of equipment;

L       Single day localization rate    Positioning time /ACC open time. The index can reflect the stability of positioning device and positioning.

L       CPUDaily reset  CPU as the core of central equipment, its stable operation is related to the stability of the whole equipment operation, when the device is disturbed by various electrical equipment on automobiles, reduce the number of CPU reduction is an important manifestation of the stability of equipment operation.

L       Communication module reset Reset less that communication module running more stable.

L       GPSModule reset Reset times less, then positioning module running more stable.

In the development process and product testing, in order to quickly and accurately the new product to a stability criterion, we strictly check on the basic parameters,

The first GPS terminal:Japanese online rateThe interior is in 99% above, after loading in the above 97%;

            Single day location rateInterior: more than 98%, 95% more than the actual;

          CPUReset - dayLess than or equal to 1;

      Communication module reset---< 5 times;

        GPSModule reset---< 10 times;

Detection 3.5.2 automation

Automatic test system we were detected automatically on an equipment of each node and all kinds of interface circuit, and then the computer gives the testing report, and will cause failure region and failure in detail. Thus, greatly improve the test reliability, consistency, to avoid missing, wrong detection of human error, so that the factory's product qualification rate reached a satisfactory level.

3.6Convenience products use

3.6.1Registered convenient installation

At the installation site, usually need to configure the 2 main parameters: IP address, port number and the machine number, installation personnel will often take these complex numbers wrong, and thus delay a lot of time.

The GPS terminal of our factory can be customer requirements of the IP address and port number for the terminal to factory default settings. At the same time, the terminal can automatically identify the SIM card and the configuration of the machine number, thus greatly saving installation registration time and reduces the probability of error in construction site.

3.6.2 users can self service

Our products to strengthen the interaction between the user and the product such as mobile phone, mobile phone short message query location, alarm to mobile phone messages and other functions, and has a variety of parameter configuration function by mobile phone short message, to avoid the handle customer service personnel for maintenance engineering of GPS terminal and need to carry all kinds of trouble.

 

3.7The product convenient maintenance

3.7.1Remote diagnosis

We can perform remote diagnosis of terminal fault through various operation parameters remote call the GPS terminal, convenient and accurate fault location for on-site repair parts, provide targeted diagnosis. In particular, our products also defines 10 kinds of common fault code, terminal once fault occurs, it will automatically report the fault code, provide a strong basis for remote diagnosis and repair.

3.7.2Improving the log record

Because the GPS terminal mobility and the complexity of electromagnetic environment, making all kinds of GPS terminal within the industry in the event of a failure, removed back to the laboratory analysis are often unable to reproduce the problem appeared in the car, eventually leading to the same fault repeatedly but can not get very good improvement.

Our GPS terminal, can carry on the detailed log record the running situation of the various components of the. In this way, one can analyze the data rich and accurate for repair; on the other hand, it provides a powerful guarantee for our terminal product stability improvement.

3.7.3Remote upgrade support HTTP

Remote system upgrade has almost become the basic requirements for all products, but the program wireless upgrading process is not always smooth. Therefore, we improve the upgrade process, increased the HTTP functions, in order to ensure the product upgrade successfully completed.