Chongqing television station "the first real estate" legal advice

 

Hot 1 complaints

Ms. Jiang buy houses launch date is March 1, 2012 launch, but until now only began in May launch, and anti-theft door house cat's eye, no guardrail had rusted, the wall of the house and the ground Konggu, uneven quality problems. How to safeguard their rights.

 

Zhou Hong lawyer:1, for developers late others default responsibility. There is provided by the parties agreed, too high or too low, (to default payments exceed losses for a standard 30%) can be adjusted; no liquidated damages and damages for the loss, reference with lots of rent standards.

2, according to the provisions of the contract or legal provisions, shall be investigated for responsibility for the quality of housing developers. If the purchase of commercial housing quality problems seriously affect the normal residential use, buy a house request of cancelling the contract and compensation for loss. General quality issues may require developers to rectification or compensate for the losses.

3, no consensus can be through litigation rights.

 

Hot 2 complaints

Miss Li she bought a property in the east of others, the developers did not make the meter in accordance with the requirements of the one house one meter installation. Miss Li said in the telephone, their owners in consultation with the developer a form of things, there has been no reply. What do we do now.

 

Zhou Hong lawyer:1, to continue consultations; 2 complaints to the relevant administrative department, real estate management and business; 3, the prosecution.

 

Hot 3 complaints

In Mr., Ms. Cao purchase housing others after they found, project serious quality problems. Mr. introduced, almost all the houses have the fracture of cast-in-place floor between the main room and bedroom phenomenon, repeated consultations with developers, developers promised to give them every 30000 yuan compensation, they did not receive. How to solve the serious quality problems.

 

Zhou Hong lawyer:If the purchase of commercial housing quality problems seriously affect the normal residential use, buy a house request of cancelling the contract and compensation for loss. General quality issues may require developers to rectification or compensate for the losses.

Compensation for 30000 yuan per household is not reasonable, the loss may not have much. General loss to the actual loss is difficult to determine, can be evaluated through the identification, solution.

 

Hot 4 complaints

Ms. Liu: at the end of last year to buy the house, was down three this year, the developers commitment before 10 March to assist Liu run loan procedures, has been too busy to banks an excuse, let Liu patiently waiting. How to deal with now?

 

Zhou Hong lawyer:Urging developers, banks lending procedures, ask the reason, remove obstacles. If developers do not have to request assistance obligation, assume corresponding responsibility.

 

Hot 5 complaints

MS: 2010 April purchase of more than 60 square meters of sunshine sports city house, when the developers commitment to the end of 2011 the property permits, but until now there has been no handle down, their small house thousands of households are the same problem. Now how adults.

 

Zhou Hong lawyer:For developers late processing of default responsibility. If the contract is not agreed liquidated damages, can according to the total prepaid purchase, calculated with reference to provisions of the people's Bank of Chinese financial institutions of interest on overdue loans standard.

 

Hot 6 complaints

Mr Lee says Shapingba reflect private developers will be reduced to the garage area supermarkets, reasonable? Owners how to safeguard their rights?

 

Zhou Hong lawyerMethods: illegal developers, owners can complain to planning, housing and other administrative organs.

 

Hot 7 complaints

Ms. Zhu in the house did not pay Shoufu, bank loans have been done, require developers to pay Shoufu interest, reasonable?

 

Zhou Hong lawyer: not to pay the first payment in accordance with the agreed time, itself is a breach, developers for the reasonable and legitimate.

 

Hot consulting 8

What is the specific policy Mr. Li consulting provident fund loans for the purchase, how to buy a more cost-effective? There is a housing provident fund can be used to buy a house in the country?

 

Zhou Hong lawyer: more complex, may apply to the housing provident fund management center consulting. General provisions of the housing accumulation fund loans:

1, the maximum amount

Provident fund loan maximum loan into a number of the total purchase price of 80%, the provident fund loan personal does not exceed the maximum 400000 yuan).

2, the loan amount

Housing provident fund provident fund loan in the loan amount = borrowers and their spouses housing provident fund account balance and x 25

3, the loan period

Provident fund loan maximum loan period does not exceed 30 years, 10 years, the statutory retirement age due to borrowers repayment period after.

4, the loan interest rate

According to the regulations of the people's Bank of China current housing provident fund personal loans interest rates, and along with the adjustment of national interest rate adjustment.

Housing provident fund can generally buy a house in the provinces, the provinces are different.

 

Hot consulting 9

Mr. Zhang Ping is the mortgage purchase, now unable to pay the mortgage, can apply for mortgage housing, what specific procedures?

 

Zhou Hong lawyerSure. First of all, need to find a suitable sellers, secondly, to apply to mortgage banks, third, both to the bank to handle the relevant formalities. To the housing intermediary and financial institutions to further consultation.