Chinese insurance company insurance applicable terms have different!

  • Created:
  • / Author: Aaron Lewis
Chinese insurance, life insurance Chinese, China United, sunshine, earth, the Cheonan, Yongan, Ampang, Huatai, mass, Tokio marine etc.(the vastMost companies are using A) Peace, Pacific Insurance, Huaan, Yongcheng, sunshine agriculture, Du Bang, Bohai, China, CAS, Hyder, Allianz Guangzhou, American Shanghai, Liberty Mutual Chongqing Pacific agriculture, Annwa, Shanghai Anxin, Mitsui Sumitomo Shanghai, Bank of China Insurance
AClause BParagraph CClause
(Car damage insuranceAlone and broken) lamp Compensate Do not lose Compensate
(Car damage insurance) mirror broken glass alone Compensate Do not lose Compensate
(Car damage insuranceNo driver by sliding) Compensate Compensate Do not lose
(Car damage insuranceNo driver) by remote start Compensate Compensate Do not lose
(Three party insuranceVehicle cargo) caused by falling third loss Compensate Do not lose Compensate
(Three party insuranceThird whether) for identification Need not (non-human damage) Need Unwanted
(Pilfer) the whole car stolen claims the original car keys is not complete 20%Deductible 25%Deductible 23%Deductible
(Insurance personnel) during the normal running of door not closed or closing Lose (three liability insurance) Compensate Do not lose
(Insurance personnelMotor vehicle violations loading) Compensate Compensate Do not lose
 Any claims process is a representative Can Can't Can
Natural disaster With the B paragraph With the A paragraph C increases the typhoon, snow, ice, sand dust storm, tropical storm
 The market share accounted for 37% 17%
15%


In addition to different common market of A, B, C three commonly used terms, companies will be slightly adjusted according to the actual situation in the implementation of the policy, customers in the selection of auto insurance, according to their own circumstances appropriate specified drive area and the driver, but also consider the common car area insurance company network support is sufficient, the will affect the aging claims investigation time and claims.