China Merchants Bank Loan Application guide

A housing loan:

If you want to loan to buy a house, please select:
· a housing loan

And low interest rate
Ultra low interest rates, economic benefits!
· a few high
Shoufu low to3To buy a house, relaxed.
· function
With the *, *, * consumption easily fixed rate, stop the interest repayment law *, saving rate, and convenient, features as you choose! Also can be recycled.

China Merchants Bank, a housing loan, help you achieve real dream!No limit on the amount, interest rates, repayment flexibility! You can also choose to open the China Merchants Bank uniqueWith the *, *, * consumption easily fixed rate, stop the interest repayment law *Home of innovation function, the province more interest, enjoy more preferential!

Amount: no limit
The longest period: 30 years
A number of the highest: 7

Handling process
From the success of your loan, only three steps!
The first step: Submission
The second step: Bank approval
The third step: Loan

You need to prepare for the loan application materials
1 identity cards, marriage certificate
Proof of address of at least 2 [either]:
Water, electricity, gas, telephone or Wuguan bills
Proof of income of at least 3 [either]:
Proof of salary / bank water / income tax / social security records / other proof of income
4 use certificate:
To provide the corresponding purchase contract

Second-hand housing loan

If you want the loan to buy second-hand housing, please select:
Second-hand housing loan

·Provincial Information
Ultra low interest rates, interest savings not ambiguous
·Quick
Rapid lending commitments, the funds immediately to the account
·Safety
Special account for the purchase of capital regulation, no danger of anything going wrong

Procedures more simple, more efficient capital loans, more safety! The supervision and control of funds, loans for the seamless connection, to provide you with attentive, professional "one-stop" services.
Amount: no limit
The longest period: 30 years
A number of the highest: 7

Handling process
From the success of your loan, only three steps!
The first step: Submission
The second step: Bank approval
The third step: Loan

You need to prepare for the loan application materials
1 identity cards, marriage certificate
Proof of income of at least 2 [either]:
Proof of salary / bank water / income tax / social security records / other proof of income
3 use certificate:
To provide the corresponding purchase contract

Straight off a building housing loans

If you want to enjoy the purchase of a one-time payment discounts, please select:
· straight off a building housing loans

The first loan to buy a house, after
· can use bank loans, but also can enjoy a one-time payment discount, satisfy both sides
· enjoy preferential interest rates, a province to province

Applicable client
· China Merchants Bank Private Banking customers, diamond card customers, golden sunflower customers and credit card platinum card customers
· civil servants, teachers, doctors and other government agencies or institutions staff
· high-quality employees
· China Merchants Bank that other customers

Amount: no limit
The longest period: 30 years
A number of the highest: 7

Handling process
From the success of your loan, only three steps!
The first step: Submission
The second step: Bank approval
The third step: Loan

The purchase of private loans decoration

If you want to loan for decoration, please select:
· purchase private loans decoration

Applicable client
In our bank for housing mortgage loans (including a housing, second-hand housing) of the new and old customers and to provide decoration contract or agreement

Amount: up to 600000
The longest period: 10 years

The purchase of private car loans

If you want to loans for the purchase of parking spaces, please select:
·The purchase of private car loans

The high proportion, super low interest rates, rapid lending
China Merchants Bank to provide the best quality service for your car loan

Applicable client
In our bank for housing mortgage loans (including a housing, second-hand housing) of the old and new customers and provide the relevant contract or agreement to purchase parking spaces

The highest amount: 500000
The longest period: 10 years
A number of the highest prices of parking spaces: 8

For loans varieties
·A housing loan / straight off a building housing loans
·Second-hand housing loan
·Commercial housing loan

Commercial housing loan

If you want to loan to buy shops, office buildings, please select:
Commercial housing loan

·Large amount of
No limit on the amount of loans.
·Speed
For simple, rapid loan.
·A few high
Maximum loan of 5.
·Circulation
It can handle more flexible circular line, the turnover of capital.

China Merchants Bank of commercial housing loans,The amount of no limit, loan fast, long term,To help you at any time to grasp the valuable opportunity, easily buy commercial housing.

Amount: no limit
Deadline: credit is the longest 30 years, the longest 10 years single pen
A number of the highest: 5

Handling process
From the success of your loan, only three steps!
The first step: Submission
The second step: Bank approval
The third step: Loan

Personal auto loan

If you want to buy a car in the loan exempt from guarantee fees, please select:
Superior car loans

Enjoy fastThe procedure is simple, "today the loan, car tomorrow".
ExclusiveNo payment of security costs, save a fortune, money.
EnjoyLarge amounts of money, a few high. Meet models, in one step.
EnjoyLow interest rates, long term, low for months. Easy repayment, enjoy life.

High quality customer services, need not pay the guarantee fees or performance guarantee insurance costs, procedures for fast, low interest rates, will help you to enjoy the comfortable, colorful life car.

Applicable client
The existing loan customers, China Merchants Bank in accordance with the terms of the
· China Merchants Bank Private Banking customers, golden sunflower customers and credit card platinum card customers
· civil servants, teachers, doctors and other government agencies or institutions staff
· high-quality employees
· China Merchants Bank that other customers

The highest amount: 2000000
The longest period: 5 years
A number of the highest: 8

If you want to loan to buy a car, please select:
To borrow a car loan

Easy to useAt your fingertips, you and I enjoy.
Easily alsoLow interest rates, long term, low for months. Easy repayment, enjoy life.
ManageabilityThe bank signed a security cooperation unit, provide one-stop purchase a car loan service for you.

Easy to use, suitable for all those who need a loan purchase a car. In cooperation with Guarantee Corporation (or insurance company) support, help you to easily obtain sufficient loan amount, start the wonderful life car immediately.
The highest amount: 500000
The longest period: 5 years
A number of the highest: 8

Applicable client
All need to apply for a personal car loan customers

Handling process
From the success of your loan to cars, only three steps!
The first step: Submission
The second step: Bank approval
The third step: Loan car

You need to prepare for the loan application materials
1 identity cards, marriage certificate
Proof of address of at least 2 [either]:
Water, electricity, gas, telephone or Wuguan bills
Proof of income of at least 3 [either]:
Proof of salary / bank water / income tax / social security records / other proof of income
[Note: 4 use certificate could be deferred to loan to provide]:
Purchase a car contract / agreement; payment invoice / receipt

Number: 8 of the total contract price to the highest decoration

For loans varieties
· a housing loan / straight off a building housing loans
· the second-hand housing loan

Personal consumption loans

If you want to mortgage loan for consumption purposes, please select:
Personal consumption loans

More than the amountUltra high amount of loans, fully meet consumer demand.
Multiple purposesPurchase a car, decoration, travel, study abroad, consumption, as you choose.
More convenientCan be recycled, with, want to use.
MoneyUltra low interest rates. At the same time, the use of consumer easily, also can enjoy the 50 day interest free period.

Applicable client
All need to apply for personal consumption loan customers

Purchase a car, decoration, travel, study abroad...... The various uses of your choice! The amount of the loan limit, 30 year long period, a full range to meet your various consumer demand! Put your property into cash machines, enjoy!

The longest period: 30 years
A number of the highest: 7

Handling process
From the success of your loan, only three steps!
The first step: Submission
The second step: Bank approval
The third step: Cash Consumption

You need to prepare for the loan application materials
1 identity cards, marriage certificate
2 real estate certificate
Proof of address of at least 3 [either]:
Water, electricity, gas, telephone or Wuguan bills
Proof of income of at least 4 [either]:
Proof of salary / bank water / income tax / social security records / other proof of income
5 use proof: to provide the corresponding transaction documents

Credit loans

If you want to make the mortgage free, unsecured loans for any consumer use, please select:
· credit loans

CreditDo not need to provide collateral, without guarantee.
The amount of largeUp to 1500000 yuan.
Loan fastSimple material, formalities convenient, apply at any time, at any time.

Without collateral, unsecured! For high-end exclusive custom, based on good credit and a stable income, provide plenty of loans for you, all kinds of consumer use, choose heart!

Amount: the highest 1500000 yuan
The longest period: 2 years

Handling process
From the success of your loan, only three steps!
The first step: Submission
The second step: Bank approval
The third step: Cash Consumption

Personal business loans

If you want to apply for loans for operating cash flow to real estate mortgage, please select:
· personal business loans

Large amount ofA maximum loan of 30000000.
CirculationA request, not to limit cycles of use.
InterestNo money, no interest.
Mortgage CantonResidential, office, shops, a variety of real estate may be mortgaged.
Low for monthsAccording to the choice of the way of repayment of your financial situation, reduce the monthly pressure.

Applicable client:
· operating stability, good credit record
· to provide mortgage or other eligible collateral

Funds turn faster, business to earn more! China Merchants Bank personal business loans, with vertical and horizontal to the sea! Large amount of 30000000 yuan, with the circulation, help you the cause of be on the upgrade!

The highest amount: 30000000
Deadline: credit is the longest 10 years, single loan a maximum of 5 years
A number of top 7: housing, commercial housing up to 6 into

Handling process
From the success of your loan, only three steps!
The first step: Submission
The second step: Bank approval
The third step: the business turnover

You need to prepare for the loan application materials
1 identity cards, marriage certificate
2 real estate certificate
3 business license
4 business and income certificate [optionally at least one]:
Financial statement / income tax / bank water / social security records / wage certificate / shareholder dividends records / rental income / other proof of income
Proof of address of at least 5 [either]:
Water, electricity, gas, telephone or Wuguan bills
The 6 purpose: to provide the corresponding proof of purchase and sale contract, the lease agreement, the VAT invoice transaction documents

The personal loan for studying abroad

Preparing to apply for study loans visa, but money can not meet the requirements of the mission period? The difficulties in the capital turnover, but also to the children sent abroad to study? Don't worry, China Merchants Bank personal loan for you, not only can pay tuition fees, living expenses while studying, can rely on bank issued a "notice", "loan loan certificate", "certificate of deposit" and other supporting material, used as a proof of funds, visa solution as pressing danger, let students dream come true.

Characteristic
· the loan object range
The borrower can the student, also can be the relatives of the students.
· guarantee diversity
The available real estate mortgage, or savings deposits, treasury bonds, the financial products such as pledge guarantee for the loan.
· loan cycle
You can open the credit cycle function, with, want to use.
· for the easy way
The procedure is simple, China Merchants Bank outlets can be accepted.

Management style
To prove my identity card and the study of the "admission notice" and other materials to the China Merchants Bank Outlets to apply for.