"Car purchase easy" is China Merchants Bank according to stage credits credit status and credit card holders to enhance its credit card, in order to meet the cardholders in the designated dealers purchase installment specified brand car demand. The cardholder will only be required to undertake certain fee monthly installment payments to purchase a car, a new car loan mode fully reduce the repayment pressures. current car purchase can provide 40000 to 100000 of the loan amount to the cardholder, can meet the purchase a car gens.

One, car purchase easy advantage introduction

● the rate

Cooperative merchant discount, the cardholder stage cost.

● period

The longest 24 months installment, easy to become car owners.

● application process

The field application for simple formalities, China Merchants Bank, enjoy one-stop service.

● points accumulated

Automobile installment amount enjoy China Merchants Bank credit card points.

Two easy to purchase a car, car purchase process introduction:

1, the cardholder car purchase easy qualification and installment amount dynamic update, in order to ensure the accuracy of query, please fill in the vehicle purchase cardholders set

One day, once again call 4008855855 to confirm car purchase easy qualification and installment amount.

2, if the customer does not have to check your car purchase qualifications, can apply to the China Merchants Bank, whether through the audit, according to Dr.

Commercial bank audit results and. The details please consult the 4008855855 or the China Merchants Bank staff responsible for local business.

3, the cardholder must hold valid identity certificate to the dealer to handle on-site car purchase business, identity documents include: ID, nursing

Zhao, military ID and other valid documents to apply for a credit card present.

4, car purchase easy order provided by the dealer field, the cardholder to the dealer after completing.

5, the cardholder can not use the China Merchants Bank credit card to pay the first payment purchase a car.

6, China Merchants Bank for car purchase easy order background real-time audit, audit results given in 4 hours, such as special circumstances, review

The corresponding extension of time.

After 7, the vehicle to complete the registration formalities, China Merchants Bank notice to the cardholder to local merchants bank credit card department signed the following documents:

(1) car purchase easy installment contract

(2) the car stage a mortgage contract

(3) the letter of authorization (permission, the local Che Kwun and cardholder to China Merchants Bank for mortgage procedures)

8, mortgage formalities, by notice to the cardholder to car dealers, car dealer specific time.

 

 Three, car purchase easy cooperation models

       Dongfeng Peugeot Dongfeng CitroenBeijing modern FAW Volkswagen SKODA VOLVO Guangzhou Honda

 

Four, car purchase business details introduction

1, car purchase business stage total range of 30000 yuan 200000 yuan (according to different models, different installment amount range, details can be consulting 4008855855 or local distributors), the cardholder can in my stage lines (to call 4008855855 queries) of arbitrary choice stage total amount (must be an integer multiple of 5000), the amount from my credit card, credit status and credit card usage decision.

2, purchase a car Shoufu lowest price to purchase a car 30% (based on different models, Shoufu ratio will be different, details can be consulting 4008855855), and the first payment for non China Merchants Bank credit card payment payment.

3, car purchase easy service provides 12 period, 24 period (month) (month) the installment payment service. The 12 period (month) payment of fee rate of 3.5%, 24 period (month) payment of fee rate of 7%, the total amount of the fee total amount x = staging fees (fees included in the installment purchase a car after the first stage of the bill).

4, involved in car purchase business must cover three categories: 1, pilfer (car full insurance); 2, third party liability insurance (less than 200000); 3, car damage insurance (insurance amount * 80%>= staging amount), and the insurance period can not be less than the number of installment.

5, insurance first beneficiary of China Merchants Bank Credit Card Center Limited by Share Ltd, when the insurance amount of not more than 5000 yuan, the insurance company can compensate the cardholder, do not need to China Merchants Bank authorization.

6, if the total amount of staging is not divisible by the number of repayment period, our system will automatically by four to five homes in and the amount of the resolution of each repayment amount, repayment amount will remain unchanged.

7, vehicle specific purchase price designated by the cardholder to store dealers in accordance with the normal process of direct negotiations to determine the purchase a car.

8, dealer detailed information please contact the China Merchants Bank car purchase easy service hotline: 4008855855

Five, car purchase business questions

1, the Q: and the driving loan product comparison, move the car purchase easy advantage in where?

A: advantage: we offer installment purchase a car service model is better than the prices in the industry of car loan service, I charge fee is lower than the interest rates of bank loan.

Advantage two: we launched the installment purchase a car service in the procedure was simple in inter car loan service, in addition to the car industry customers will be mortgaged to the bank, the customer must provide the guarantor, the loan contract signed, the bank must pay part of the guarantee fee (Guarantee Corporation). And you use my car purchase easy installment purchase a car service only the car mortgage on my line, without the need for on-site investigation, provide a guarantor, signed a loan contract and other red tape. advantage three: I with the industry's fastest loan approval.

2, Q: for car purchase easy to pay interest?

A: I is the introduction of interest free loans, do not need to pay additional interest.

3, Q: for car purchase easy to pay fees?

A: for the 12 period (month) service fee is 3.5%; 24 period (month) service fee is 7% in two ways.

4, Q: why the payment required to pay an additional fee? How to collect fees?

A: bank to provide you with the installment payment services with the cost of capital and operating costs, the merchants and manufacturers also provide you with a different from other banks are the most comprehensive and quality services. The fee will be reflected in your installment purchase a car after the first stage of the bill.

5, Q: my car purchase what is easy loans?

A: car purchase easy loan amount from the credit status and Credit Card Cardholder I use to decide. The general line of credit in the 40000100000 between.

6, Q: for car purchase easy to Shoufu? Shoufu how much? A: Shoufu ratio of not less than 40% of the price you purchase a car, and the first payment for non China Merchants Bank credit card payment. For each different car repayment period, repayment of principal amount of each issue is fixed. According to the automobile market price, down payment amount = price X - amount of each repayment repayment periods.

In 7, Q: stage total amount cannot be do the repayment period number divisible?

If the total amount of A: staging can not be divisible by the number of stages, our system will automatically by four to five homes in and the amount of the resolution of each repayment amount, repayment amount will remain unchanged.

8, Q: the use of vehicle purchase can buy what brand of car?

A: at present, cooperation and our models, Dongfeng Citroen, Dongfeng Peugeot, FAW Volkswagen, Shanghai Volkswagen, Beijing modern, Southeast Mitsubishi part and a full range of models. With the development of business will provide you with more brands and styles of choice.

9, Q: the use of vehicle purchase to purchase a car, price can be discuss?

A: vehicle specific purchase price designated by the cardholder to store dealers in accordance with the normal process of direct negotiations to determine the purchase a car.

10, Q: used car purchase to buy vehicle, whether independently on the card or for auto insurance?

A: can't. By our bank business staff and distributors for you.

11, Q: need to sign a mortgage registration procedures?

A: because you through my vehicle purchase easy loans to buy cars, before you all outstanding loan amount, need car mortgaged to the bank.

12, Q: how to sign a mortgage registration?

A: by our bank business personnel and local law firms responsible for.

After 13, Q: I pay off the car purchase easy money, how to handle the mortgage procedures?

A: if you have repaid me driving purchase easy all money, I can call the service hotline for vehicle purchase easy mortgage procedures. I trade associations to lift mortgage procedures, and help you produce the repayment certificate of change of beneficiary.

14, Q: the use of installment, I can enjoy the same treatment of customers and cash payment?

A: payment is a payment, you can enjoy the product prices and discounts and other customers.

15, Q: the use of installment after return need to return the funds of the bank, the bank should be returned to the appropriate fee?

A: Yes, the bank will be in accordance with the standard fee rate of return the corresponding fees.

16, Q: the use of installment if return, how long will it take to return to a credit card?

A:2 week

17, Q: the use of car purchase easy also enjoy consumption points?

A: Yes, to use automobile installment enjoy the same consumption points, calculated according to the monthly amount of monthly total accounted for.

18, Q: how to query information bank designated dealers?

A: Specifies the dealer detailed information please call I vehicle purchase easy service hotline 4008 - 855 - 855 the query.