China Dongfeng auto brand

  • Created:
  • / Author: Aaron Lewis

China Dongfeng auto brand
Public involvement in the large-scale automobile and fraud
Together with a frightful to the ear "business - Banks - manufacturers" deliberate collusion car selling case
ReporterMao Qiang

Points to note:
· dealers "steal" by manufacturers products brand name, open scale of fake fraud; false car manufacturers publicly hung manufacturers brand logo, for all warranty, marking the brand manufacturers, maintenance, insurance card procedures, what is the nature of the problem?
· banks that fake, and to purchase a car without any economic background, but the illegal contract and malicious issued the "auto loan", this is why?
· rushed release and "car consumption loans, the bank" at with dealers, forged personal relevant supporting information purchase a car loan to lender, so borrowers producing fake proof of an unheard-of fantastic story, and what to show?
· the car and was brought to light, the bank together with the dealer the falsification "consumer loan purchase a car contract", in an attempt to cover up conspiracy and fraud crime; the "Merchants Bank - manufacturers" conspiracy and fraud alliance can escape the punishment of the law?
Deliberately setPurchase a car people sorrow silly
Time: June 29, 2006 and August 28th and the later time.
Dealer: Yulin Wantong Automobile Trade Limited company (hereinafter referred to as the company).
Bank: Industrial Commercial Bank of China Ltd Fugu branch (hereinafter referred to as the ICBC Fugu branch).
Manufacturer: China No.2 Inner Mongolia Baotou gas service station
Purchase a car: Shaanxi Jingbian County 19 laid-off workers and peasants
Events: towards the brand effect, China second automobile factory in 2006 June, Jingbian laid-off workers Li Wenliang, Wang Dong 19 people, and the distribution of "Dongfeng" brand car "Wantong company Jingbian branch" consultation order "Dongfeng truck". In June 29th and August 28th, two signed purchase "Dongfeng truck" 19 cars "contract" loan purchase a car; and in Wantong Ltd. Jingbian branch for the borrowing formalities. The contract agreed: "brand name 'order car Dongfeng truck, vehicle type' EQ1254VJ ',' origin 'Hubei Shiyan'; price: 290000 yuan". The total amount of up to 5510000 yuan.
Please note: purchase a car people only know the No.2 "Dongfeng" brand truck, for Dongfeng truck is what type you know nothing at all. Fraud facts uncovered, purchase a car people know: the so-called "EQ1254VJ", is not what car model, but merely a "car chassis type steam production". The first hint of fraud is buried in the "tank chassis" models, and purchase a car people totally be live in a drum.
Purchase a car people after signing a contract, Wantong Automobile Trade Company Wang Fei, Zhang Xuebin said: "the contract. By the company's legal representative Gao Yaofei signing, and need to the bank to improve procedures". Wang Fei also take an oath devoutly commitment in all contracts and loan information away said: "perfect the procedures, the contract will return you a". After the purchase a car, who has made several phone calls and the door asking for no result. In accordance with the contract provisions of article nineteenth: "four copies of this contract, Party A and Party B, banks, notary office a." Purchase a car one kind thought, although no claim to contract their should hold, but banks and the notary office have contract archiving, heart is steadfast.
Both the buyer and the seller must hold the original contract, this is the most basic common sense of the market transaction. Then, Wantong company why unilateral contract not to purchase a car people locked?
Purchase a car people never thought is, Wantong companies charge a notary fees payable purchase a car people are not to carry out the notarization; archive loan bank "contract" loan purchase a car, in the fraud uncovered was half-way malicious tampering.
Wantong fraud conspiracy, the blind optimism of purchase a car people quietly conducted.
Registered on theFake case exposed clue
July 17, 2006, Wantong company Wang Fei and ICBC Fugu branch of the loan officer Wang Shuguang, both came to the "Inner Mongolia Baotou automobile service station", the first batch of 14 self dump truck for the supervision over the.
The dump truck front uniform hanging with the gas "Dongfeng" brand logo, the "steam service station" one by one for the complete with "Dongfeng" brand mark warranty, maintenance, insurance cards, all the formalities; but the car hopper is "Chi Tian manufacturing" a few words. Purchase a car immediately offered to Wantong company Wang Fei questioned; Wang Fei explained: "Dongfeng factory main production car not only production car, so use Chitian car; 'Chida manufacture' refers only to hopper is not the main vehicle."
In 2006 August, vehicles put into trial operation, the owners soon discovered: the purchase of new so-called "Dongfeng truck", its performance and durability is poor, just put into operation produces repair expense large, and there exist obvious technical quality security risks, owners will have the car stopped, thought quality the problem, began negotiating with Wantong company.
In 2007 January, the new purchase 3 cars successively registered households, motor vehicle driving permit vehicle management issued clear vehicle Name: "Ma" brand, type: "EXQ3254G". Owners frightened, realized that may be deceived.
No.2 "Dongfeng", become do not know where is out of the "ma"! Models also "change character set". All the purchase a car people angry.
In March 29th Wantong company manager Gao Yaofei led Wang Fei, hurried to Jingbian Feng Chia mansion, gather all the forum to purchase a car. On the meeting, purchase a car people seriously questioned: "this batch of cars it is what car?"
Gao Yaofei is still an affirmative answer: "is the 'East' tipper."
Purchase a car ask: "why 3 registered on the motor vehicle driving license is marked 'ma'?" Manager Gao Yaofei said: "Ma is still quibbled Dongfeng dump, like Dongfeng Denon
The same." Even lied and said: "Chi Tian is a subsidiary company of Dongfeng factory".
This crafty explanation, of course can't lift the purchase a car people doubt.
In 2007 April, purchase a car people send representatives and invited the "new western" magazine reporter Fan Songyuan to Hubei Shiyan for investigation. The investigation results show that: the vehicle is composed of "Chi Tian Automobile Co. Ltd." Dongfeng truck chassis. "Ma dumper"; Dongfeng Motor Company and Chitian automobile Limited company is the two Incorporated Company, no subordinate relationship. Facts have proved that: Wantong company in the misappropriation of well-known brands to deceive consumers, the sale of counterfeit goods, commercial fraud.
With the contractThe wicked fall to complain
In the purchase a car people question survey, pressing situation, Wantong company actually avoid deliberately "fake" truth, "bank loans can not repay" head, will purchase a car owners prosecution to the people's Court of Fugu county.
The court in the service of a summons and complaint, defendant for the "loan contract" purchase a car, this is a contract in the contract signed by the original parts, vehicle brand name, model, vehicle name, behoove with the actual transfer model is completely inconsistent. Under the false guilty, Wantong company in early 4 to rush the indictment to withdraw all.
In late April, Wang Dong, Liu Jianwei and five again received Fugu County People's Court of Wantong company indictment, and attached the "contract" loan purchase a car all the tamper. In the original contract "truck" into the "Chi Tian dump"; in the original contract "EQ1254VJ" into "EXQ3254G"; the original contract "Hubei Shiyan" into the "Shiyan Chitian Automobile Co. ltd.". Defendants found Wantong company with modified "contract" loan purchase a car to provide the court with perjury proceedings, so to the Fugu County People's court for access to the previous case files, the files in the "contract" loan purchase a car has been Wantong companies to borrow; to Fugu County notary office notary archive inquiry, the answer is never heard of notarization this batch of "contract" purchase a car consumption loans; to ICBC Fugu branch enquiries, the bank will not fit, the judicial organs to ICBC Fugu Branch County archive "contract" purchase a car consumption loans out, results, bank records have been tampered with.
In desperation, Liu Jianwei and so on five the defendant handwriting identification application to the court, the judicial identification center in Yulin city in August 31, 2007, commissioned by the Shaanxi gold in the judicial identification center of scientific identification comprehensively from five aspects, the paper features, fill in the binding, copying handwriting characteristics, characteristics of ink marks, concluded in October 15, 2007: contract tampering.
AgenciesThe case whirling
With the contract is a separate Wantong companies or banks colluded?
Wantong company first prosecution, purchase a car people actively preparing to "Wantong Automobile Trade Company selling counterfeit products" raises a counter claim, and the court of the original contract and Wantong tampered with false contracts, to Fugu County branch verification, check the bank records, while ICBC Fugu branch did not match. Purchase a car people then true two contracts out to the business manager Wang Shuguang show, the king, was surprised and asked: "this' contract 'is from there to." Purchase a car person replied: "the court." Wang Shuguang immediately changed his countenance, and hurried to identify the Wantong tampered with false contracts is really. Wang Shuguang panic decision and not choose words, that purchase a car man immediately realized: Bank archive contract also has problems, but Wang reaction also clearly confirmed: the banks involved in tampering with the contract.
Further proof that banks motivated, outsmart oneself, tampered in the file "consumer loan purchase a car contract", the application, approval and archiving of banks borrowing, become two kinds of texts, do not connect the corresponding way; "loan application, examination and approval form" as shown in the mortgage vehicle names are "truck", and "vehicle purchase a car" in the name of consumer loans contract is tampered with "Chi Tian dump". The bank loan application, examination and approval formalities of mortgage vehicle, as no real by and the basis of the "castles in the air".
"The people's Republic of China Archives Law" twenty-fourth article: altered, forged the directly responsible personnel archives shall be given administrative sanctions; constitute a crime shall be investigated for criminal responsibility according to law. Industrial and Commercial Bank of China Fugu Branch County openly allow unscrupulous cheat merchants, tamper oneself already archived "contract" loan purchase a car, and also, at the same time, caused by the same text in the file "series of loan application, examination and approval book" irrelevant, not convergence. There are also hidden what not to be divulged activities?
Loopholes appear one after anotherSince three to shady
In the case of fraud and sale of counterfeit goods, amount is huge; the facts are clear, technique is very simple. Is to provide "steam logo and branding all procedures" for car dealers selling fake car dealer collusion bank; to "consumer purchase a car loan" as a bait, and with almost no lending conditions to purchase a car people hook; blindly optimistic about the great temptation fall during the days of the stimulus money, to purchase a car people relax vigilance necessary the text of the contract, the delivery of businesses and banks "perfect" unilateral operation; to purchase a car people delivery, operation found at that time, the control for business contract is fake cheat with the banks, then the loss of the basic conditions for adults and the ability.
Fortunately, fraud is fraud, "Merchants Bank - manufacturers" and not "a seamless heavenly Robe", but loopholes appear one after another, finally exposed the "triple hand heavy insider fraud".
Chilling cold is crime, fraud was disclosed, businesses continue to false contracts, the wicked to complain; banks involved in tampering with archiving, collusion businesses conceal fraud; and as a domestic car brands "heavyweight" China No.2, is completely indifferent, Bushengbukeng. Encounter fraud disaster purchase a car but no complaints, continues to suffer the bank "Dun" step by step extrusion.
Several scratching important details of Solutions
· when signing a contract, industrial and Commercial Bank of China branch of Fugu County sent Xindaiyuan section should come to Jingbian, but he did not handle the lending matters directly, all the formalities are handled by the corporate borrowers and Wantong Wang Fei, section should not make a face and the borrower.
Contract, purchase a car and bank loan data are pre format text well, leaving only Wang Fei, Zhang Xuebin guidance by borrowers signed pressure the fingerprint information of the borrower; without any examination, nineteen basic borrowers have no fixed occupation, no fixed income, but not independent enough to repay the loan principal and interest of the legal assets. Wang Ping, Zhao Guoming, Huang Haidong et al. Life without self-reliance, food and clothing are dependent on their parents.
Huang Haidong was just 18 years old, and my parents live in a remote mountainous area in Jingbian county. The family had only a few holes crypt hole, which belongs to the Huang Haidong's personal property is It is sheer fiction., not to mention what repayment ability. Is such a background, Fugu County branch still give two hundred thousand yuan of consumer purchase a car loan. Even Huang Haidong was surprised and said: "the bank loan and doll playing family, just press a fingerprint, sign a name can get a car. Do two hundred thousand yuan of bank loan did not see people what, also don't know to industrial and Commercial Bank of China Fugu county door is south or North."
The people's Bank of Chinese and China Banking Regulatory Commission (2004) second act published since October 1, 2004 from the implementation of the "auto loan management approach": the borrower "must have legal stable source of income or personal assets sufficient to pay off the loan principal and interest". The people's Bank of China and Chinese banking supervision and management committee responsible person issued a "car loan management approach" a reporter asked: "that" car loan management approach "to individual borrowers in addition to the requirements of full civil ability and payment ability to pay, in response to the current personal credit system is not perfect in our country, emphasize must have legal stable source of income or personal assets sufficient to pay off the loan principal and interest."
However, the reporter survey, industrial and Commercial Bank of China Fugu County Branch issued this batch of nineteen automobile consumption loans, 90% of the people do not meet the above requirements. Fugu County branch charged for loans, because few people address is unknown, since even the legal documents cannot be served by the.
And cash strapped purchase a car, it is in this "pie in the sky" surprise, lost at least awareness, eventually falling into the fraud laid traps.
Purchase a car people sharp questions
Question Chinese no.2:
Chinese steam Dongfeng brand, Is it right? Can mean let technical quality poor manufacturers, in the inferior products and consumer fraud?
If you allow the use of Dongfeng brand, file credentials then there is no authorized, have the force of law?
A serious problem the technical quality of who should bear the responsibility?
With the market impact of "Dongfeng" brand is so dirty and not worth the price?
Industrial and Commercial Bank of Chinese:
ICBC Fugu branch does not perform the "auto loan management approach", neither lenders have no source of income, have no ability to repay; do not review the loan collateral is true and its existence, but unable to hold oneself back out huge loans, whether the violation responsibility shall be investigated for serious? Its what hides behind the deeper activities, whether it should trace in the end?
ICBC Fugu Branch County in collusion with consumer loan purchase a car "contract", and also, at the same time, caused by the same text in the file "series of loan application, examination and approval book" irrelevant, do not connect, whether it is a crime? ICBC can tolerate such a crime?
Purchase a car's solemn statement victims and called for
ICBC Fugu Branch County dare and businesses, with the contract fraud in the name; incredibly false purchase a car people, practical for unscrupulous merchants to obtain huge loans, support the fake; and then the huge loan debt, passed on to be fake and shoddy products entrap consumers as the Chinese and foreign entrepreneurs, the industry has not seen, banking history. In this case, encounter entrap entrepreneurial consumption, be the first to bear the brunt is to all involved in fraud juggler claims, claims in the cash before, never admit and take any so-called lending responsibility. The reason is very simple, I borrow buy is "Dongfeng", rather than what be rather baffling "warhorse"; I give you my mortgage is "Dongfeng", but I didn't get "dongfeng". So, why should I take responsibility and owing on the loan for you?
Suffering and hurt, and was tricked into's unprovoked bear responsibility of business borrowing entrepreneurial consumption, appealed to the whole society: seeking social justice and public opinion support, support the claims of Rights Act of justice.
Suffering and hurt, and was tricked into's unprovoked bear responsibility of business borrowing entrepreneurial consumption, still hope to "China No.2" maintenance "Dongfeng" brand, famous brand for selling against theft of the real fraud crime. Reputation in No.2 "Dongfeng" brand products.
Look at the industrial and Commercial Bank of China, severe picket ICBC Fugu County branch of business fraud, collusion, taking a huge amount of loans with the contract, and the support and hidden behind for unscrupulous businessmen's startled day crime, to restore the banking system known as the standard, strict Qingyu reputation.
The sewer without the sun and the moon, China has the blue sky. Nineteen laid-off workers purchase a car and suffered fraud "entrepreneurs", is based on this language ended their anger, revealed to reporters talk and full of expectation for.