In recent years, in the loan demand more and more vigorous, the Chengdu City housing provident fund rate has remained at a high state. This year 1 to August, Chengdu Center provident fund regulated housing provident fund 11000000000 yuan, 6000000000 yuan from the housing accumulation fund for employees, to 23840 families of 8500000000 yuan loans, the use of funds rate reached 116%. "Lending policy adjustment should follow the norms, the principle of science, making the loan rules strictly in accordance with national, provincial, municipal relevant regulations, to ensure policy compliance and continuity. We hope that the loans after execution, can let the housing accumulation fund more widely, more targeted public support to solve the basic housing problem." Chengdu provident fund center related to the person in charge.

In in the account balance reaches $20000 a maximum loan of 400000

In the implementation of the loan amount in the calculation formula of the rules have been adjusted, further highlight the "responsibility, right, benefit" the principle of reciprocity. Formula in accordance with the new loan amount, if an employee needs the maximum loan amount of 400000 yuan, so he proposed loan last month account balance is needed to reach 20000 yuan. It is understood, at present the annual average amount paid workers in Chengdu City is 13100 yuan, the average loan amount is 258000 yuan.

In the two suite loans in the existing housing area is less than 144 square meters

In order to highlight in the housing provident fund housing support functions, support staff's basic housing needs, implementation rules to adjust the two anteroom loan conditions. The new regulations: the purchase of the second set of housing provident fund loans are limited to the existing housing construction area of 144 square meters in the following (including 144 square metres) of paid workers families (including main borrower, spouse, common borrower and minor children), and loans are limited to ordinary from the housing purchase to improve the living conditions of the. "Divide by 144 square metres as conditions, with reference to the standards of ordinary housing Chengdu City, ensure that the housing provident fund loans to more effectively service 'just' family." Relevant person in charge.

In in loans for a maximum period of recovery for 20 years the first suite Shoufu 30%

In 2007 promulgated the ": in order to Chengdu City housing provident fund loan management approach", maintain the continuity of policies, credit policies and regulations of new loans for a period of 20 years, the first suite Shoufu to three.

In to reduce the retired workers in the coming months for pressure, the detailed rules for the implementation on the part of employees shall be appropriate to relax the loan period, the provisions: from the mandatory retirement age of 5 years (including 5 years) of the borrower, the repayment ability and personal credit is good, the effective implementation of management after loan, the provident fund center of Chengdu after approval, can appropriate to relax the loan period of 1-5 years to retirement. Loans extended to retirement, repaid all loans, can I draw the accounts of the housing provident fund balance.

Chengdu housing provident fund management center phone96319

Provident fund specific policy details of the advisory telephone96319