CFI group, CFI financial services for small and medium enterprises with your career growth

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  • / Author: Aaron Lewis

CFI group

 

CFI financial services for small and medium enterprises with your career growth

 

Company introduction CFI

　　[1]CFI group is listed on the main board of the Hongkong background of diversified financial services group, working in the mainland China financing for SMEs to provide customized solutions. The main business of CFI group provides: carry out the direct loan business to use its own funds; provide bank lending through Guarantee Corporation platform; through the guarantee function of corporate bonds or collection bill financing services; development financing consultation service on the financing needs of smes. The comprehensive financial service platform CFI group is dedicated to creating a full range of services, and strive to become a leading brand of commercial credit China. Relied on the big shareholder wealth of industry experience and resources, to establish a wide range of business cooperation channel, at the same time CFI group will be combined with more domestic and foreign financial institutions, investment, market oriented, building fully meet the financing products and special financing platform of customer needs. With the development of the company, CFI group in the domestic and foreign investors and partners will further help the introduction of internationalization, modern management experience and resources, make the group in management and business operation can eventually be comparable with the international first-class financial enterprises. CFI group is willing to carry out extensive cooperation with the community, and grow together. 　　
The group's business advantage
　　Large shareholder advantage, listing Corporation background and the scale of capitalCFI group polymerization of the high-quality resources of major shareholders in the financial field, and will continue to obtain large-scale capital investment to promote the development of. To the end of 2010, CFI group total capital reached nearly 1000000000 yuan, ranking the leading position in the market of similar enterprises in Beijing. Under the Guarantee Corporation is the only one in Beijing city by the Hong Kong listed companies wholly owned Guarantee Corporation, Beijing city is the first to have a period of five years the financing guarantee institutions operating license Guarantee corporation. CFI group for small and medium enterprises and enterprises to carry out direct loans market leading position in Beijing. 　
　The huge financial resources to supportCFI group in Beijing city has Chinese bank, industrial and Commercial Bank of China, Bank of communications, Beijing bank, industrial bank, Minsheng Bank has established extensive cooperative relations, and has made banks supporting loan of nearly 700000000 yuan, at the end of 2011, bank credit to reach 1500000000, the credit will be used to support the financing of small and medium enterprises. CFI group in 2011 under the total size of the registered capital of financial services companies reached 1000000000 yuan, two years owned capital scale reached 2000000000 Yuan
　According to the market segments of the special business product advantageAt present, the automobile market merchants, electronic market merchants, tea market merchants, jewelry market merchants, retailers and energy-saving environmental protection enterprise, has designed the business model, to solve most of the enterprise financing difficult problem, breaking the original enterprise has no bottleneck assets mortgage not financing, system service and can provide short term loan direct loans and long-term financial institutions combined each other. The company has always been the exclusive business advantages to maintain in some areas, such as international business, CFI group can provide the foreign currency conversion of RMB loan business, which is currently the only one in Beijing city can solve enterprise cross-border currency conversion loan business institutions.
　　The unique combination of financing service modeCFI group make full use of its own resources, combined with the characteristics and demand characteristics of customers, can provide customized financing solutions direct loans, bank loans, bonds, set ticket issuing types such as service combination, service model to solve the single financing channels can not meet the needs of enterprises of the problem fully, so that the cost of financing, financing channel, the funding cycle can be optimized combination. CFI group combined financing service model also effectively solves the influence of financial policy changes on the small and medium-sized enterprise normal financing brings, effectively help the SMEs sustainable, stable development. The company can provide the single pen in enterprise financing service 1000000 to 80000000 yuan.
　　Below the market level of financing cost advantageAll kinds of level of service charges CFI group compared with the similar institutions were maintained at low levels, such as direct loan business, the company interest monthly fee is only 2% to 3%, lower than the market 4% to 5% level; secured loan business, the company charges a year only 1.5% to 3%, and do not collect the deposits of clients, below the condition on the market of similar companies; compared with the existing trust financing customer, financing portfolio CFI group provides, can make the customer financing costs remain at 12% to 16% a year level, much lower than the current trust company financing costs. For short-term financing customer car market, CFI group provides financing cost is only 1.3% to 1.5% per month, less than the current cost of financing market 3%. 　　The professional team and efficient service advantageCFI group staff come from financial institutions, a certified public accountant, lawyer, appraiser qualification, qualification in financial institutions of all kinds of professionals. Talent advantage and product advantage of the company's business, greatly improving the speed of small and medium-sized enterprises obtain financial support, such as direct loan business, the customer can complete formalities within 2 working days of loan; loan customers in complete formalities after two week loan. The combined financing is much more to make up for the shortcomings of slow processing speed and low efficiency of financial institutions. 　
 
　CFI group business architecture diagram　　
Direct loan business Financial institutions financing business Special guarantee financing business Intermediary services
Real estate mortgage Bank liquidity loan guarantees Supply chain financing The wealth management business
Automobile loans Corporate bonds or collection notes
Financing guarantee loans		 Automobile trade financing The business of investment bank
Products and commodities
Pledge loans		 Import and export trade financing Tea market business financing
Stock pledge loan Foreign currency assets conversion of RMB
Loan business

Inventory pledge loan

Accounts receivable pledge loans Inventory financing


The pledge of accounts receivable financing


Market merchants operating loans

CFI business

Direct loan business (1-4) financial institutions financing business (5-9) (10-13) special financing business intermediary services (14-16)

A direct loan business

The CFI group financial resources platform, to provide loans for short-term liquidity so personal, business owners or small and medium enterprises, solve the problem of short-term capital turnover.
　　Business characteristics:The approval of fast loans high repayment flexible revolving credit interest savings
　　1, the real estate mortgage　　
Business introduction:Real estate mortgage is CFI group to the borrower to provide real estate or real estate as the material guarantee of mortgage repayment. The property includes; commercial housing, Yigougongfang, commercial, apartments Deshang, warehouse, office building, courtyard, land, industrial building etc..
Service object:In the short-term financing needs of individuals, enterprises or small and medium enterprises
The size of the loan:2000000 -5000 million
Loan period:3-6 months
    2, automobile loans　　
Business introduction:Automobile loans is CFI group to provide vehicles to the borrower as the material guarantee of pledge loan repayment. A wide range of vehicles including: import and domestic vehicles, motor vehicle 4S shop batch, batch commodity vehicle. 　　
Service object:There are short-term financing needs of individuals or small and medium enterprises. 　　
The size of the loan:2000000 -1000 million
Loan period:3-6 months
  3, products and commodities pledged loan　　
Business introduction:Products and commodities pledge loan is CFI group for individuals, small and medium-sized enterprise development fast financing business. Professional evaluation only by my company valuation, can quickly get the money. Products and commodities include Huang Bojin jewelry (gold, Bo Jin, K gold jewelry and ornaments); jewelry (diamond jewellery and diamonds, all kinds of high-grade gem jewelry, such as ruby, sapphire, emerald, jade (gold); jade, white jade, Hetian seed expected and various types of high Dang Yushi); (of various kinds of high-grade watches brand watches); high-end digital products (digital camera, digital camera, notebook computer, mobile phone, MP3/MP4, IPOD, high-end products such as PSP); high-end appliances (LCD TV, home theater, music, desktop machine and other products).
Service object:In the short-term financing needs of individual enterprises, individual industrial and commercial households
The size of the loan:200000 -500 million
Loan period:2-4 months
    4Stock pledge loan　　
Business introduction:Stock pledge loan refers to the Shanghai stock exchange or listed on the Shenzhen stock exchange trading of A shares, the fund of fund and listing Corporation convertible bonds as pledge, a mode of financing to obtain funds. 　　
Service object:In the short-term financing needs of individual enterprises, small and medium enterprises
The size of the loan:3000000 -2000 million
Loan period:6 month -1 years
    5Inventory financing　　
Business introduction:Inventory financing services to SMEs lack of collateral in the financing process, through the use of inventory pledge supervision provided in the form of bank loans or direct loans to enterprises, to help enterprises to obtain financing, expand the scale of operation. 　　
Service object:In the short-term financing needs of individual enterprises, individual industrial and commercial households, small and medium enterprises
The size of the loan:3000000 -2000 million
Loan period:3-12 months
    6Accounts receivable pledge loans　　
Business introduction:Accounts receivable pledge loan enterprises refers to its rightful receivables collection rights for repayment guarantee to the group, but the short-term financing group does not inherit any debt in the accounts receivable. Accounts receivable include claims arising from sales, including sales of goods, supply of water, electricity, gas, warm, the licensed use of intellectual property rights; creditor's rights from lease, including the leasing of movable or immovable property services; the creditor "s rights; highway, bridge, tunnel, ferry and other real estate charging rights; provide a loan or other credit debt." 　　
Service object:In the short-term financing needs and have third party accounts receivable for small and medium enterprises
The size of the loan:3000000 -2000 million
Loan period:3-12 months

Two the financial institution guarantee business

CFI group Guarantee corporation through the platform, the financial institutions to provide long-term financing services, including good growth potential of small and medium enterprises: bank loans, bonds, loans, the trust financing plan, collection of instruments. Help the rationalization of enterprise financing and financing cost, provide the long-term development of the enterprise funds. 　　Business introduction:Reduce the cost of financing, the accumulation of enterprise credit flexible counter guarantee measures, to solve the process of corporate finance mortgage problem
The application conditions:1). Beijing approved by the administrative department for Industry and commerce registration, independent accounting, self financing, have the status of enterprise legal persons, at least 1-2 years of operating profit records; 2). The company as well as the legal representative of the shareholders, good credit record ; 3). The main business is stable, strong solvency; 4). Currently operating in good condition, the expected sales revenue and profits will be sufficient to support the debt maturity; 5). Use secured loans real, proper amount, a reliable source of repayment; 6). To provide the necessary counter guarantee measures. We can accept the chattel, real property, there are many ways to counter guarantee measures of equity securities, credit, such as the pledge. 　　
 
Bank liquidity loan guarantee business　　
Business introduction:The bank credit funds, CFI group provides the bank loan guarantee services for clients, funds for the enterprise project development, business turnover or contract financing, the company can accept the fixed assets, equity, intellectual property rights against (quality) and anti guarantee way. 　　Service object:Financing needs and in conformity with the state industrial policies, products and market has good prospects for development of small and medium enterprisesThe size of the loan:2000000 -3000 millionLoan period:1-3 years
Corporate bonds or collection of bill financing　　
Business introduction:In view of the enterprise operating in good condition, qualified enterprises, CFI group can provide enterprises issuing short-term financing bill financing service collection service bonds or in. 　　Service object:Financing needs and in conformity with the state industrial policies, products and market has good prospects for development of small and medium enterprisesThe size of the loan:8000000 -3000 millionLoan period:2 years -4 years
 
Import and export trade financing business　　
Business introduction:According to the import and export trade enterprises, CFI group can provide professional finance and trade matters related to counseling, and provide convenient services for enterprise financing. 　　Service object:Financing needs and meet the state's industrial policy, import and export-oriented enterprises, products and market with good prospects for development of Commerce and trade circulation enterprisesThe size of the loan:3000000 -3000 millionLoan period:1-3 years
 
Foreign currency assets conversion of RMB loan business　　
Business introduction:In view of the enterprise assets in overseas, or overseas legal money cannot enter the management for gold investment group, the oversea company and the domestic institutions, can provide the foreign currency conversion of RMB loan financing services for customers. To solve the enterprise is unable to use foreign currency assets operating in the territory of. 　　Service object:Financing needs and meet the product and market of the national industrial policy, has good prospects for development of small and medium-sized enterprises, assets provide a guarantee of domestic financing overseasThe size of the loan:3000000 -3000 millionLoan period:1-3 years
 
Inventory pledge financing business　　
Business introduction:According to the inventory account for and severe cash flow business enterprises, through the use of inventory pledge way for enterprises to provide the bank loan financing, help enterprises to expand business scale, to solve the problem of funds accounted for and. 　　Service object:Financing needs and in accordance with the national industrial policies, products and market with good prospects for development of Commerce and trade circulation enterprisesThe size of the loan:2000000 -3000 millionLoan period:1-3 years
 
The pledge of accounts receivable financing business　　
Business introduction:According to the circulation field of supplier, supplier selection through small and medium enterprise operating stability, good reputation, accounts receivable monitoring by supplier, provide the bank credit funds support for supplier, fundamentally solve the financing problems of trade in the field of circulation. 　　Service object:Financing needs and retail supply enterprises in line with national industrial policies, products and market has good prospects for development have stable cooperation channelsThe size of the loan:2000000 -3000 millionLoan period:1-3 years
 
Market merchants business loan business　　
Business introduction:Aimed at the professional market business financing needs, CFI group can provide the real estate mortgage, lease mortgage inventory, and other forms of personal loan business, to provide bank loans can not meet the requirements of the customer service of bank loan financing. 　　Service object:Business related products in the professional market of business of individual industrial and commercial households or small and medium-sized private enterprises, can provide the real estate mortgage, lease mortgage, inventory, receivables pledge loan guarantee wayThe size of the loan:1000000 -500 millionLoan period:1-3 years

Three special financing business

CFI group to meet the needs of different industries secured financing, customized special financing products fully meet customer financing needs, at the same time, development and construction of special service platform to meet the financing needs of mass customers. 　　
Business characteristics:Expand business scale, increasing operating income, timely access to financing for banks to reduce credit threshold, help the enterprises to get rid of the shortage of Liquidity Dilemma
1The supply chain financing　　Business introduction:Through the review of supply chain, supply management level and the strength of the core business of credit based on the master, to provide flexible and abundant financing services to the core enterprise upstream and downstream enterprises. 　　Service object:This product is designed to support credit in good condition, operating stability, in the small and medium enterprises growth period, reduce bank credit threshold, help them get rid of the shortage of liquidity difficulties, and enterprises to achieve common development. 　　The size of the loan:2000000 -1000 millionLoan period:1-3 yearsProduct advantage:1). Increased the annual operating income 2). Timely access to financing, guarantee the purchase, sales smoothly ). Reduce the funds accounted for 3 and 4), improve operational efficiency. Improve the negotiation ability, standardize creditor debtor relationship, striving for preferential trading conditions 5). Raise the accumulation in bank credit, the future independent ability to obtain bank credit funds
2The automobile trade financing business　　Business introduction:Mainly for automobile trade area small and medium-sized car dealers launched, in cooperation with a number of banks, specifically for automotive business small and medium-sized car dealers, problem of dynamic and can not be achieved without the mortgage bank loans or the lack of collateral, the bank credit funds to provide support for distributors, so as to improve the fund use efficiency, increase income. 　　Service object:This product is designed to support credit in good condition, operating stability, in the growth stage of the small and medium-sized car dealers, reduce bank credit threshold, help them get rid of the shortage of liquidity difficulties, and enterprises to achieve common developmentThe size of the loan:3000000 -1000 millionLoan period:1-3 yearsProduct advantage:1). To solve the dealer inventory funds seriously, tight liquidity problems 2). To help expand the business scale, solve its own problem of insufficient funds. 3) increase the vehicle inventory scale, to resolve the gap funds there are 4). To solve the problem of dealers cannot obtain bank financing support 5). To solve the folk lending of funds the problem of high cost 6). To avoid poor cash flow business risks
3Tea merchant financing market　　Business introduction:Tea market merchant financing service is on the tea industry every year spring and autumn season two peak procurement cash needs pointer, designed for tea dealers design small short-term financing service. 　　Service object:This product is designed to support credit in good condition, operating stability, seasonal cash needs tea dealer, reduce its credit and financing cost. 　　The size of the loan:1000000 -500 millionLoan period:1-3 yearsProduct advantage:1). To solve the serious business inventory funds, tight liquidity problems 2). To help expand the business scale, to solve the funds problem 3). To solve the problem of high cost of folk loan 4). To avoid poor cash flow business risks. 5) timely access to financing, to ensure the purchase sales smoothly

Four intermediate services

The operation experience of CFI group using self financing professional knowledge and related business, the company in the financial industry's strategic cooperation partners, integration of industry resources, to provide financing and wealth management services for the enterprises. 　　
Business characteristics:Financial innovation, create wealth growth optimization of enterprise financing structure and portfolio maximize comprehensive financing income
 
The wealth management business:CFI group through the integration of internal low risk debt investment portfolio and the admissibility of the long-term low risk financing project, as the main lead agencies, combined with partners of all kinds of financial institutions, R & D and design enterprise or individual investment products, based on risk preferences and income needs of different customers, investment products and services related to assets value added, to provide the enterprise or individual. 　　
Background in business development:With the rapid development of domestic and foreign investment and financing market, individuals or enterprises in financing at the same time, more and more attention of idle assets during the period of the hedge, value-added, and gradually open up the train of thought, try to carry out investment in financial products. But the domestic investment market is still in its infancy, products and channels are not rich, can not meet the enterprise or individual investors investment demand. All kinds of financial institutions have increased personal or corporate clients in the investment banking business areas of investment, all kinds of fund products, trust products, banking financial products emerge in an endless stream. But the limited profit space and single product market is still very prominent defects. CFI group with its own business characteristics and portfolio, to provide various forms of financial products will be available to ensure that customers in the premise of low risk customers, safe debt investment financial investment products and get good returns, help enterprises to optimize the financing structure. 　　
Describe the business functions and features:CFI group investment management business product range covers direct debt investment, short-term fixed income investment, long-term debt investment, matching the trust plans to invest, period from three months to three years. CFI group wealth management business in a creative way, service design joint enterprise and individual demand for personalized, better meet the needs of enterprise personal investment demand. 　　
 
CFI group wealth management business prospects:With the rapid development of capital market, within the scope permitted by law, CFI group wealth management innovation in the field of products will emerge in an endless stream. The diversification of investment products, the linkage of low risk and financing needs will be the focus of development of CFI group wealth management business, through innovative means and various types of product portfolio to meet demand of customer asset value, and with the help of trust companies, investment companies, securities companies, fund companies such as platform, cross selling the same financial group. Integrated services through the combination of investment and financing, to achieve sustained cooperation with our customers and grow together. 　　
The business of investment bankCFI group combined with various financial institutions partner, according to customer demand, to provide to enterprises or individuals of all and the capital market, currency market directly or indirectly related to the modern financial products and services. 　　
Background in business development:With the rapid development of domestic and foreign capital market, the proportion of direct financing of enterprises to improve financial services, innovative business requirements. Various financial institutions have increased in the investment banking business areas of investment, in bond financing, M & A advisory, structured finance, investment banking field breaks through the traditional way of banking services, the specific products to meet the diversified needs of investment banking business. 　　
Describe the business functions and features:CFI group investment bank business scope covers private financing, venture capital, mergers and acquisitions, project financing, asset management, financial advisory and consulting, asset securitization, derivatives, etc.. CFI investment banking business in a creative way, service composition scheme design is personalized needs of enterprises, to better meet the requirements of business enterprise. 　　
 
CFI group wealth management business prospects:CFI group investment banking service is rich in content, with the help of CFI comprehensive professional advantage is unique in the information, knowledge, talent, products, channels and other aspects, including the financial investment and financing, consultation and service for enterprises. Mainly include: various types of equity financing are: Hong Kong listing sponsors and supporting business, private equity financing, corporate restructuring and mergers and acquisitions and other kinds of asset management business: according to the demand for funds and risk preference of enterprises of different design for the enterprise, and the sale of fixed income and equity financial asset Securitization: the lack of liquidity but can produce a stable and predictable future cash flow of the asset, classified according to certain characteristics in common, form a portfolio, and based on these assets as guarantee issue financing products. And personalized financial advisory and consulting services. 　　
CFI group investment bank business outlook:Along with the development of capital market, gold investment group investment banking innovative products emerge in an endless stream. The diversification of products will be the focus of development of gold investment group's investment banking business, based on the traditional direct loans, loans from financial institutions business, through innovative means and multifunctional products to meet the comprehensive management of the business innovation needs and the needs of the development of enterprises, and with the help of trust companies, investment companies, securities companies and other platform, cross sell the same financial group, through multiple services, achieve long-term cooperation with enterprises in depth.
Reference material

  • 1 A CFI CFI group[quote date 2012-07-19]．

Extended reading:
  • 1

    China financial Cci Capital Ltd released the 2011 Annual Performance

  • 2

    In March 28, 2012, China financial Cci Capital Ltd (<00605.hk>) announced the 2011 Annual Performance: in 2011 the Group annual turnover of HK $382000000, up 76.1% from 2010; gross profit of HK $184000000, representing a 206% growth in 2010; a net profit of HK $57300000, up 126% from 2010, earnings per share of 2.373 cents.

  • 3

    In 2011 June, the group completed the acquisition of financial business, the acquisition in January 1, 2011, income of financial business generated will be approximately HK $200000000, after tax net profit will be approximately HK $120000000.

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Finance,Capital,Loan,Investment