Recently, the reporter saw Mr. Wang in the FAW 37 blocks. Although swindled things have been a week, but Mr. Wang is still heavy clouds do not come loose, because the fire, he has been a few days didn't eat well. Speak, Mr. Wang tears.

Changchun Wang recently has been looking to get rich, want to buy a truck, in urgent need of money. Inadvertently, Mr. Wang saw the newspaper has a professional loan advice without mortgage advertising, so they want to through the way of loans 100000 yuan. But let Mr. Wang beat all is, when he saved 20% according to provide loans to a request of the mortgage risk, but into the liar has design good trap. In urgent need of money to Mr. Wang did not get loans, but take into 20000 yuan, this let Mr. Wang regret.

　　Want to do an unsecured loan

　　
According to Mr. Wang, a recent period of time, he wanted to buy a large truck, because of their own money to buy a car is not enough, Mr. Wang thought of a bank loan to buy a car. But no collateral, not in line with the loan conditions. Mr. Wang inadvertently in the newspaper to see the professional loan advice without mortgage advertising. Mr. Wang thought, without collateral, guarantees, and the procedure is convenient, people can do, really is a good thing. Mr. Wang went to the lenders through the other left contact telephone number.

The phone is a man, he listen to Mr. Wang said to loan, the loan amount and asked. Mr. Wang said that he wanted to loan 100000 yuan, "the man said, the banks in order to verify the customer has no ability to repay, need 20% of the loan amount of risk mortgage. "But also for the risk of mortgage payment? If the risk of mortgage payment, Is it right? To kite?" Mr. Wang was in doubt.

In Mr. Wang hesitated, the man said, the risk of mortgage payment procedure is very simple, as long as Mr. Wang's name, identity card, to open a bank account. Mr. Wang think, since for the use of his identity card, passbook and in their own hands, each trying to cheat to also have no way. So, Mr. Wang in accordance with the requirements of the other to transact the formalities.

　　Afraid of being cheated take out the money

May 7th afternoon, Mr. Wang came to a bank of Changchun City, with their own ID card for a book, and the 20000 Yuancun went his own passbook. Mr. Wang will be good money, but also made contact with each other. In order to confirm the risk of mortgage payment is 20000 yuan to households, loan business man asked Mr. Wang your ID number, account number, password, to tell him. The man said, as long as to find the money to the account, Mr. Wang immediately apply for business loans.

Mr. Wang said, the book is about in his name, identity card in your hand, tell them nothing. If we do not tell each other, they can not find this twenty thousand yuan of the mortgage risk. So Mr. Wang took the man told the identity card number, account number, password.

About half an hour later, the man to give Mr. Wang to call back, said temporarily not handle loans, second days to apply for. Mr. Wang afraid I cheated, that night will remove from the bank 20000 yuan of money in the bank, but also modify the passbook password. But Mr. Wang million unexpectedly, liar had set a trap for him.

　　20000 yuan or cheated

The morning of the second day, Mr. Wang came to the bank, waiting for the call, let the other side to provide loan business. The man contact Mr. Wang on loans, the other said to verify 20000 yuan of the mortgage risk again, let Mr. Wang for "Internet banking business phone storage". The man gave Wang a mobile phone number, let Mr. Wang by his mobile phone number, put 20000 yuan into account verification, by Mr. Wang himself master password. Mr. Wang thought is his account name, password also changed, according to the other mobile phone number input account again how. The result, Mr. Wang according to the other mobile phone number input your account for less than 10 minutes, and then to your account when the money, 20000 yuan has been removed.

Mr. Wang found money removed, felt themselves cheated, immediately and loan man made contact.

On the phone, the other said he put the 20000 yuan to Mr Cary, but after a while, Mr. Wang to dial the phone number, the men stopped answering the phone Mr. wang.

　　Don't believe everything unsecured loan

Subsequently, Mr. Wang to the police. Through access to the man's telephone, is found in Shandong Zibo mobile phone number, the other in the advertising media credentials are false. For Mr. Wang cheated, the handling a case police said, this is a typical use of personal loans difficult fraud cases.

Police remind the general public, do not easily believe that the so-called "unsecured unsecured loans,". To provide such loans, the lender should first find out where the lending institutions, documents are complete. Shouldn't you trust each other, let the other side. Need a loan, the bank should get or obtain bank entrusted institution. Conditional should consult the bank, financial experts, analysis of the company the ability to perform the contract, to prevent fraud.

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