This occurred all over the collision car to high compensation after the incident, some owners of Fuzhou in order to prevent the "kiss" car to the night become poor, to an additional third party liability insurance (hereinafter referred to as the "three insurance"). "Taiwanese people buyAutomobile insurancePay more attention to the others, but pay attention to protect themselves." Zhuang Ziming respect, understanding, the owner liability insurance is not enough.

He worked with a team to do a survey, results showed that Fujian in Fujian Province, the auto insurance market and related premium accounted for less than four, of which three party insurance accounted for about three into, passengers in the car insurance ranks the second, accounting for about 2.5% of the car driver, insurance and other insurance accounted for 1.5%. The owner of the most insurance money in the security vehicle damage. Overall, the Fujian area car damage insurance and three party insurance premium ratio is 1.5 ∶ 1. While in Taiwan, car damage insurance and three party insurance premium ratio is 1 ∶ 1, Europe and the United States share even is 1 ∶ 2, they pay more attention to the prevention of hit other vehicles (especially) and result in night is poor.

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