Buy 2 hand car should check the vehicle insurance status

Buy 2 hand car should check the vehicle insurance status. The majority of consumers in the purchase of second-hand car, often to the vehicle condition "," fight over the smallest trifles for vehicle insurance situation is negligible, after realized by a car in existence Maoni, but this can only "dummy eat Coptis chinensis, have bitterness could not say".

"Although the accident loss 3000 yuan, but because your car loss danger is not full insurance, we can make payment according to the proportion, the amount of compensation for 1500 yuan. "Received feedback phone insurance company customer service staff, Mr car looked very helpless.

Mr. Zhang at the beginning of the year with the price of 50000 yuan, from the second-hand car market bought a 2005 Santana sedan, and the market intermediary promise to give Mr. Zhang a cross strong insurance, car insurance and third party liability insurance, annual car insurance.

With the car to get insurance policies, Mr Cheung did not carefully check. But last month, Mr. Zhang driving rear end accident, take full responsibility for the traffic police found Mr. Zhang, the loss of 3000 yuan, but the insurance company referring to Mr. Zhang policy, but only agreed to pay 1500 yuan. Mr. Zhang depressed called the insurance company complaints hotline, so will be the beginning of the scene.

According to Mr Cheung, I sold my car immediately consult the insurance company customer service staff. Customer service staff, said Mr. Zhang vehicle insurance situation, in accordance with the display vehicle insurance business platform, Mr. Zhang a vehicle to reset the price for 100000 yuan, but the car damage Mr. Zhang vehicle insurance covers only 50000 yuan, is not full insurance, so the insurance company for compensation, only in accordance with the proportion of payment.

Buy 2 hand car should check the vehicle insurance status. It is understood, the actual car damage insurance of the insured amount is calculated in accordance with the reset price. The so-called reset price, popular understanding of the price of a new car is a vehicle, the insurance company is also in accordance with the latest accessories price to pay. So the owner insured if not full insurance, insurance payments only in accordance with the proportion of.