Black intermediary manipulation dialysis

  • Created:
  • / Author: Aaron Lewis
For the vast majority of loan intermediary, mainly the use of illegal means to obtain profit, to help customers for loans. The most common way, the blind pursuit of intermediary lending bank card quantity, especially the card issuing of psychological, forged the relevant personal information, from different banks to the lender for the overdraft amount 3 ~ 50000 yuan from 8 to 15 bank credit card, the credit card interest free period, with rob Peter to pay Paul way, obtain bank funds. On the current market price, do a card fee is 600 yuan, do a guarantee 30000 yuan overdraft credit card fee is 1000 yuan, and a guarantee of overdraft 50000 yuan gold needs 8000 yuan fee. It is reported, as long as the lenders to meet certain conditions, these cards can be done.

In addition, the lack of security means the lender, intermediary institutions mainly use the folk capital or underground banks to help borrowers for loans, and many loans intermediary commitment can achieve the loan amount be nothing difficult, 100000 ~ 2000000 yuan, 2000000 yuan to the amount of the loan can also interview, a short time is a month long, 4 ~ 6 months. And the loan conditions are easing, want to provide a local property, even if it is housing loans can be used as collateral. According to insiders, such short-term borrowing is in fact a kind of usury. Although the procedure is convenient, without guarantee, also need not submit complex loan materials, but the lender to pay the loan costs are very high. In this regard, although countries have regulations, folk capital loan shall not exceed 4 times the legal interest, but in some loan intermediary providing short-term loan services, has far exceeded this limit, a be worthy of the name "usury".

Also, many conduit company customers eager to use credit to psychological, rack one's brains for ingenious devices charges. For example, the secondary housing mortgage, under normal circumstances, as long as the account fees and loan service fees on the line, and some black intermediary, also charged investigation fees, customer copy fees, credit system investigation fees, lawyer witness fees.

What is more, there are some people through advertising, SMS, fake loan intermediary, using a similar technique for the lender fees, interest fees, lawyers fees, but also no lack of such people deceived.

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