Beijing Zhongqi Tianyuan Credit Management Co., Ltd. was established in 2001 July, 2002 official business. With the State Development Planning Commission and the State Administration for Industry and Commerce approved the car business qualification, registered capital of 30000000 yuan, is a limited liability company. Mainly engaged in car sales and personal automobile consumption credit business. At present, employees 74 people, including 2 masters, bachelor's degree 6 people, college degree 56 person, 10 other people. After nearly three years of training, have a very strong risk management team, accumulated strong car sales experience.
The company since its inception, has been in the Asian Sports Village auto market, the automobile market, the automobile market to set up sales outlets; and in Wudaokou, Dongzhimen places to set up sales outlets, have a good sales network.
The company for nearly three years, sales of nearly 900000000 yuan, of which: since 2002 October to date for personal auto consumption credit has amounted to 560000000 yuan, the formation of balance of about 250000000 yuan, number of loans total about 7000 pen, company in cooperation with the Bank of Beijing Asian Sports Village branch bank and industrial and Commercial Bank of China Beijing Asian Sports Village branch, and the two banks are only the company A.
At present, the horizontal comparison, the company good quality of credit assets in the same industry, especially in Beijing, Asian Sports Village branch of the industrial and Commercial Bank of China cooperation business assets quality is very good, come out in front in the ICBC Beijing branch service quality evaluation. The total amount of the advance per month about 50000 yuan, only 11 people a total of more than two arrears owed more than 7 people, accumulative total only three period, rate of mortgage registration, management has been in the same industry be way ahead, mortgage registration rate of 100% over the same period, 100% of the customers are in a week when mortgage registration.
Company as an agent in Beijing Chengdu earth Shuanglong automobile brand in early 2004, is currently the only one of the agents in Beijing area. Before the company has become a General Company in Beijing two agents, two of Chery level agents, Beijing area of Hainan Mazda Beijing area two agents, the company has gradually from the early start of single stage business to business structure, sales stage racing together bridle to bridle to development, and get better returns.
Since the company for personal automobile consumption credit business, earlier to see the possibility of the existence of risk industry. Since the end of 2002, the company has cooperation with the "Beijing Youth Daily" and other media, the automobile era, lead to the nonstandard "stage," irregularities to declare war, has successfully organized the "shady" car loan, car loan "," black hole "banking alliance against Judai risk", "auto financing company is huge monster" article was published, and the successful organization of outstanding bank, ICBC, CCB, the bank business, big banks such as assembly to discuss how to prevent automobile credit risk, in order to prevent the car loan risk bang the drum for sb., make this company contributions to the industry. At the same time, also pay close attention to quality management, especially since 2003 since October, with many banks began to implement the sign system, several companies and banks to discuss how to perfect the system of how to interview, sign system to play a greater role, how to make the sign system to further promote the enterprises to strengthen internal management, fully cooperate with the bank and the Bank of Beijing cooperation of home visits, together to prevent the possibility of risk, received very good results. Since 2004 the company since October, the "negative rate" has been more than 50%, in the meantime issued 1742 loans, only 1 people more than two arrears. The company concluded, as long as the standard operation, in reality to strengthen the awareness of risk prevention and risk prevention operation of the specific measures, the risk of personal auto consumption credit is controllable.
Company on the basis of strengthening risk management, according to the characteristics of the car loan, developed a set of management software, standard printing took the lead in the implementation of all contracts in the car industry, home visits and all customer information to implement electronic information management, company of loans, loan, loan management basic in place.
The company in business development process, constantly sum up, learning the advanced experience of others, learn from others' experience, maintaining extensive communication and exchange with the bank, the company in the field of automobile consumption credit has always stood in the forefront, always a step ahead, believe in strong support of the cooperative banks, through concerted efforts of all staff of the company Tianyuan, China can do strong.