In order to solveBeijing supermarketThe supplier of widespread shortage of funds, the Minsheng Bank China creditInternational Chain Enterprise Management Association200000000 yuan loan amount.The international chain enterprise management association as a platform, to provide for the Beijing member companies, supermarkets, shopping centersCredit loansFinancial services companies and their owners, and can enjoy the "settlement, remittance, bill, finance and investment" and other financial services offer.
ChainThe member enterprises loans need to submit an application to the international chain enterprise management association, the Association recommended to Minsheng Bank, approval and enjoy the corresponding loan policy.
1,Sales experience: personal or family with 5 years (contain) experience in related industry more practitioners;
2,Channel control ability: with 3 (including) the above supermarket enterprises (list access supermarket enterprise) building commodity supply relationship;
3,Sales ability: the annual sales amount of the principle of not less than 30000000 yuan.
(two) B supermarket supplier access standards
1,Sales experience: personal or family has not less than 3 years in the industry (including) the relevant working experience above;
2,Channel control ability: with 2 (including) the above supermarket enterprises (list access supermarket enterprise) building commodity supply relationship;
3,Sales ability: the annual sales amount of the principle of not less than 10000000 yuan.
Two, line of credit
The A-class supplier maximum credit amount to 3000000 yuan, B for 2000000 yuan, and shall meet the following conditions:
(a) the A-class supplier maximum credit amount, not exceeding enterprises annual average monthly (supermarket) sales to 150% of the amount;
(two) BThe highest level of supplier credit amount, not exceeding enterprises annual average monthly (supermarket) sales to 120% of the amount;
(three) the bank credit does not exceed the amount of the net assets of the family of 50%, the bank credit, the borrower family and control enterprise bank liabilities shall not exceed the net assets.
Three,The credit period
1,SingleLoan period2Years.
2,Valid credit quota place an order for 1 years; loan period of 1 years (inclusive), place an order amount loan payment date shall not be effective duration exceeds the credit limit.
Four, the use of the loans
The use of loan funds and implemented in accordance with the relevant regulatory requirements, mainly to meet the demand of goods procurement funds management process, is strictly prohibited for stock, futures, real estate speculation, equity investment and other high risk illegal use, shall not be used for the purchase of fixed assets, business site to buy, cautious for brand new agent (product) procurement requirements.
More loans information and handle official website association management program for international chain:Www.imcema.org.