Beijing Institute of Technology distance education network in automobile insurance claims and loss estimation college class training enrollment

Automobile insurance claims and estimate the employment prospects

car ownership in China is showing the trend of accelerated growth, car insurance industry is in the fast. At present, the scale of automobile insurance market has exceeded 100 billion yuan, and still at the speed of more than 10% growth year after year. Auto insurance business has become the development of pillar and the core of competition more and more insurance companies, in addition to PICC, Ping An insurance, Pacific Insurance three insurance companies, and related institutions more and more insurance companies are involved in the automobile insurance market. In the auto insurance business competition, the core competitiveness from the competition of talent, major insurance companies have started a lot of recruitment and training. In addition, assessment companies, car accident repair enterprise also need professional talents. But because of the professional insurance personnel training in China started late, the system not perfect, resulting in the insurance, claims the lack of talent, quite popular in the market. Developed countries in Europe and America, have a mature automobile insurance assess system loss of talent training and certification, certification of the students can not only in the insurance and estimate the industry get very high returns, but also have the occupation development prospects are very good, in the society are widely respected, have very high social status. The car appraise caustic division is becoming a high income, good image, respected and yearn for the occupation.

At present, is engaged in the automobile insurance claims personnel for the insurance assessment personnel, due to the lack of systematic training, many kinds of vehicle damage assessment personnel on the body of the system structure, principle, collision damage mechanism, auto parts and other knowledge system cognition, often operated by experience. Insurance assessment personnel with CIRC issued by the assessor qualification certificate, but the assessor qualification only business access conditions (insurance industry recognized). While the occupation car appraise caustic division can be one of the professional qualification, as the insurance assessment industry government approved, legally enter the vehicle damage assessment market. The car appraise caustic division of employment range is very wide, the car insurance companies, assessment companies, repair shop, second-hand car market and other units, in the years of release thirst after talents recruitment information, to obtain certification car appraise caustic Division will undoubtedly become a major insurance companies, assessment companies and auto repair factory competing for talent. The main work of automobile estimate division is of automobile accidents found worthy to obtain information, accountability, review, insurance documents, investigation and evaluation on the car accident loss, fill in the assessment of loss, provide accurate data and reasonable repair scheme for the car accident claims and repair. In order to be able to do the work, the car appraise caustic division should at least have the knowledge and skills:

1, understand the relevant laws and regulations of motor vehicle insurance, the correct understanding of the conventional insurance contract terms;

2, familiar with the car accident insurance claims procedures and accident reconnaissance method;

3, the knowledge structure of automobile, is the main bearing body structure is widely used in modern cars;

4, understand the damage mechanism of automobile collision, can make a correct analysis of damage on car accidents;

Repair technology and process, familiar with the 5 car accident;

6, know how to calculate the accident vehicle repair parts cost, time cost, familiar with the fill method and assessment of loss or repair of the single task

Essentials, PC skills and automobile English reading ability.

In addition, the car appraise caustic division should also have good occupation quality, sincere, warm service, fair. Don't resort to deceit in the insurance assessment respecting objective facts, damage process, not for personal gain.

Automobile insurance loss estimation occupation area is one of the less affected by the financial crisis in the field. In recent years the domestic surging car ownership, traffic accidents increase rapidly. The vehicle after be or get out of danger, generally have a collision repair corresponding insurance company on vehicle expenses for compensation. But the amount of the insurance company claims, repair plant (or 4S) to assess the danger vehicles, according to the repair cost pricing, also is the assessment of loss. Assessment of loss is not unilateral, insurance companies and repair plant (4S shop) should be evaluated, both parties agreed to be implemented after the repair and compensation. Therefore, assessment of loss division can not only engaged in motor vehicle claims in insurance companies, core staff can also be used in the accident car garage, 4S reception, repair shop. An car accident repair is one of the most important and most profitable channel auto repair factory or 4S store after sale service. Therefore, in terms of auto repair factory, 4S shop professionals, in the insurance field personnel qualification, there is a big demand. In addition, a large insurance company engaged in vehicle accident insurance professionals can amount to thousands of people, there are many large insurance company insurance business is still in the rapid development, there is continuing demand space. In addition, such as protection and indemnity or both sides cannot claim warranty agreement, also can entrust the professional third party assessment institutions (insurance estimated) or experts to assess. The car appraise caustic division may also become a professional third party assessment institutions (insurance estimated) core assessment expert. Public or private motor vehicles, the traffic accident loss center assessment center is needed to absorb the car appraise caustic division mechanism. As in Shanghai, automobile 4S shop has more than 200, the size of auto repair factory more than 6000 companies, third party professional assessment agencies have hundreds of motor vehicle and traffic accidents, damage assessment center has ten, the size of the insurance company hundreds of car appraise caustic division, alternative employment range. In the automobile insurance, motor vehicle insurance professionals in the field of education and training has just started, the current professional talent supply is very limited, and the talent demand is frequent emergencies, employment density is not high. Therefore, the car appraise caustic division in recent years will be an employment popular. Of course, engaged in this occupation of the treatment is also good, this is It is evident to anyone.