Interest loans, although the borrower is able to repay the loan principal and interest, but there are some repayment may be adversely affected by factors, such as these factors continue - Changan Ford maverick loan scheme comparison, the borrower's ability to repay loan loss probability is not affected, more than 5 � - in contrast to the Changan Ford maverick loan scheme.
Changan Ford maverick newest price is 19- Changan Ford maverick loan scheme comparison of.38-27.58 million, the price to 200000 yuan calculated the loan to buy Ford maverick cost.Choose a different way, different term loans, purchase a car costs will be different.Three kinds of loan purchase a car the most common: automobile mortgage loans, credit card installment, auto finance company loan.
A car loan, bank
Bank auto loan usually demand Shoufu 3-4, different loan interest rates of different institutions, as the benchmark interest rate broke surface.Here the 3 into a down payment, loan for 3 years, the interest rate broke surface 20 � � � as an example, Changan Ford: the cost of loans for:
Payment: 60000 yuan
Loan amount: 140000 yuan
The monthly: 4347.16 yuan (matching interest repayment)
Total interest expenses: 16497.72 yuan
The total purchase a car cost: 216497 yuan (not including insurance, taxes and other related costs)
Reference resources.Car loan calculator > >
Two, credit card installment
Different bank credit card charges different.Here to Shoufu 30%, stage 3*12, fees of the 14.5 � � �, fee sharing charge as an example, Changan Ford: the cost of loans for:
Payment: 60000 yuan
Installment amount: 140000 yuan
The monthly repayment: 4452.78 yuan
The total service fee expense: 20300 yuan
The total purchase a car cost: 220300 yuan (not including insurance, taxes and other related costs)
Three, the automobile financial company loan
Auto finance company loan interest rate is not fixed
The non-performing loan (Non-Performing Loan)
, non-performing loans also refers to the non normal loans or loan refers to the borrower fails to repay the original loan agreement of commercial bank loan interest, or there are signs that the borrower may not according to the original loan agreement on the repayment of commercial bank loan interest and the formation of.