The loan object

Natural person

The legal person or its representative -- enterprise legal person, enterprise legal person

Other economic organization or the responsible person

The natural person, legal person, other economic organization or its agent

The auto loan process:

1 customer application. The customer to the bank for the writing, fill in the application form, and submit the relevant documents;

The 2 sign a contract. The bank to the borrower to submit application materials, after approval by the investigation, the two sides signed a loan contract, the guarantee contract, as the case for the relevant notarization, mortgage registration procedures;

3

Loans. The bank approved loans, complete all formalities, car loan procedures, the bank according to the contract of automobile dealers directly into ways to transfer accounts;

4 the repayment schedule. According to the loan contract, the borrower repayment plan, loan principal repayment methods;

5- bank car loan. Loan settlement process. Loan settlement including normal settlement and early settlement of two. (1): normal settlement in loan maturity (one-time repayment of principal and interest class) or loan last period (amortization class) loan settlement; (2): settled in advance before the maturity date of a loan, the borrower as early as part or all of the settlement of loans, according to the loan contract agreement, car loan process, in advance application to the bank, the bank approval to the specified counter to the repayment of accounting.

Loans to settle, legal documents issued by the borrower shall I hold valid identity certificate and bank loans by the bank settlement vouchers back in custody and related documents, and the loan settlement vouchers to go through the formalities for deregistration mortgage the mortgage registration department.

Currently, the bank is very competitive, each in order to win more market share, will loan interest rate loan interest rates in accordance with the provisions of national adjustment range. Therefore, demand for funds in the loan, should accomplish "goods than three"
, choose a low interest rate bank loans.