"Baowai loans" is a domestic company business with overseas investment banks of some China conducted in recent years, its basic form is: domestic company through the bank or bank deposits, won the domestic bank guarantee or standby letter of credit, with the guaranty letter or standby letter of credit can be outside the bank loans, used for foreign investment. Compared with the domestic RMB loans, offshore dollar loans low cost, low interest rates, can also obtain private benefits of the appreciation of the renminbi, which is one of the benefits of baowai loans. More importantly, baowai loans business can bring great convenience to the L1 and the EB5 investment immigration.

Firstly, according to the relevant laws and regulations and Chinese ministries regulations, overseas investment to go through the examination and approval department of Commerce (according to the decentralization policy, the future is likely to record system), foreign exchange remitted to through the safe's approval (this program is unlikely to record system). For the baowai loans way, you do not need to through the above procedures, because the State Administration of foreign exchange will approve certain baowai loans amount to the bank, the amount of the baowai loans without department approval to business transaction state outer tube, so the procedure is relatively simple, fast.

Secondly, American immigration acceptance of investors in the form of loans for investment. Of course, for the EB5 investment immigration, there is a clear limit, the project is what the investor invests cannot provide guarantees for loans, because the investment immigrants must be risk investment. Here said the project, not only refers to the regional center program also refers to the self project. For loans for the obtained loans, provided by the China domestic bank guarantee, investors to provide some form of counter guarantee, do not need to invest in projects to guarantee, therefore in accordance with the requirements of the Immigration Act America.