Banks in handling 'verification

A few days ago to watch tv. That is a man named Cui Pengfei, and a man called Ye Chuan (a good friend) customers. At the banquet, only about two of the company, a copy of the contract to be signed and related content. Wait until the leaf Chuan drunk, but Cui Pengfei took another contract a loan to buy a car and authorization, Hagawa in a drunken state, thought it was the wine before the two person in the contract good, did not look, in the "loan contract and letter of authorization" to sign his the name.

Later, Cui Pengfei because of gambling is not a loan to buy a BMW car. According to the "contract of bank loan to buy a car and authorization", will ye Chuan to court.

Finally, although said that Cui Pengfei cheated Xie Chuan, but no money to repay the loan because of Cui Pengfei. Finally, because ye Chuan is a "party" and "irrefutable evidence". Helpless, Xie Chuan Cui Pengfei also had to for the loan.

If the leaf is unable to repay the loan in the bank? The bank loan is not a dead end?

Everything we have to "prevention first". Today, a call is not difficult. In fact, as long as our country stipulates: "the banks' loan business agent for others', not only to verify the relevant 'writing', also call to verify the agent is true. It can prevent the occurrence of similar incidents.

As the bank, be one's unshirkable responsibility "has the responsibility, also have the obligation to prevent the occurrence of similar incidents". Make a rule, a call is not difficult. Than when the court to save money? Don't say money is the country, will regard as unimportant laissez faire.