The hotline15921100680 Xie Manager

1First we need to know what conditions can apply for bank unsecured loan.

 

If you work,In addition to the salary and no other assets

 

Loan conditions:

 

1   Age 25-55 years of age

②   In Shanghai the same unit working full half an year, must be in wages, bank water more than 4000 per month, good occupation (state-owned enterprises, institutions, security staff, listing Corporation, the world's top 500 etc.) can be relaxed to more than 3000 per month.

③   A good credit record

 

 

If you are mortgage house

 

Conditions:

1 age 25--55 years of age

2 a good credit record (half a year not 2, not in 3 years, the number of credit inquiries within 2 months of not more than 3 times)

3 non enterprise legal person, the main borrowers housing mortgage

4 has the repayment of more than one year are mortgage, or a mortgage can be settled within 1 years

 

 

If you won the bid of Shanghai plate (To know Shanghai license plate has exceeded 6The million mark)

 

Congratulations on your winning the

Ping An Bank is Shanghai car loan business, the top 100 customers to enjoy the annual interest rate of 6%, as long as the film licensing, capital problem need not worry, can easily obtain loans 60000 license plate, a year only 3900 yuan. The detailed inquiry 15921100680, places are limited, to panic buying!!!

 

 

If you are self-employed (enterprise legal person or the shareholders or the private business owners)

 

Loan conditions:

 

1   25-55 years of age

②   Company business for over 2 years, is the company's legal person or the shareholder.

③   The name must have house property (foreign or local property can, spouses and minor children of the housing can also, real estate mortgage can)

④   On the private water and add up to more than the monthly average of 100000

5   Place of business if the lease, the lease contract expiration time for at least half a year.

 

 

2About the bank interest rate(To Ping An Bank as an example)

Security staff annual interest rate of 9.26%,Is the loan of 10000The interest is 926 yuan a yearElement.

 

Excellent employee occupation of the annual interest rate of 10.63%10000, is the loanThe interest is 1063 yuan a yearElement.

 

The general work wage earners in the annual interest rate of 12.01%10000, is the loanThe interest is 1200 yuan a yearElement.

 

The self-employed 13.4% annual interest rate10000, is the loanThe interest is 1300 yuan a yearElement.

 

License plate loan annual interest rate 6.6%--12%10000, is the loanYuan a year, the interest rate is 660----1200Element.

 

3About the application process

First call15921100680Asked whether meet the application requirements, we will according to your situation to inform the amount and interest rate, if meet all the requirements, only need to carry the relevant materials and a copy of the original to the bank signed a can, approval of the lending rate guarantee3Working days to complete, the fastest lenders that day,