What to find chain home loans, banks can not find?

In answering this question, I think first of all very honest answer a question:

Customers and friends around me always ask me a question, "I can go to the bank for loans"? The answer is affirmative "can". Just as you can not to eat at a restaurant can also make their own; you can not drive and choose to travel on foot.

   Understand me in my many years of experience in financial department, home chain, is a professional financial services institutions, its itself has a large supermarket financing and investment products, as well as a deep understanding of these features and differences, familiar with the operating procedures related professional consultant team, so that you can get personalized financing or investment the optimal solution.

I further explained in the following aspects:

A: from the perspective of differences between commercial bank loans.

   At present almost all the commercial banks can do personal housing mortgage loans and individual housing loan business, and for the loan demand of customer, the difference is mainly manifested in the following aspects:

First, the difference between the same loan product rate, we only for personal housing mortgage consumer loans, the interest rate two well-known commercial loans between banks (at) a: 7.205%, a 8.515%, a difference of 1.31%;

Second, also the same products, or the two well-known commercial banks, two are revolving credit products, but a loan, if not used can be without interest in the lender, and the other a card; after the payment card even in the lender does not use but has begun to interest. Third, or the same product comparison, this time we will amount to 6 central banks, individual housing loans are operating, different bank loans use period respectively, loan duration of use 1 years period of interest to the principal of, 2 years period of interest to the principal of, 3 year to year monthly interest is also the principal, as well as by matching interest repayment period of 10 years.

Fourth, is the commercial banks for real estate mortgage lender into a number of provisions of the nature of real estate mortgage, age and provisions in the area, lenders and mortgage related provisions, the lender's credit standards will directly affect the lender can succeed to apply for loans. In these cases, the solution and its value is self-evident professional Guarantee Corporation to provide personalized for you.

From the perspective of the two: one is the dealer is a wholesaler.

   Compared with the banks in the credit manager, the just for the bank loan products have a profound understanding, so do not appropriate analogy, it is a good distributor; chain of financial department's loan officer familiar with commercial banks loan products, so do not appropriate analogy, it is a an excellent wholesalers.

From the perspective of the three: operation experience can ensure your success to obtain loans.

   I know a good loan company in loan during your, some comprehensive reflect the following three aspects of value:

The first level: success is the first core position;

The second level: to provide you with the most simple necessary data and the least to times, simple is the most profound and complex;

The third level: to treat hair did not, in the whole process of effective early to avoid any problems may be encountered, for example, in your loan signing, chain home finance department loan officer will check every document your identity information is consistent, if not consistent, in the loan approval process in your home, chain the financial department's loan specialist will be responsible for the guidance and lead you to handle related matters, so as to completely avoid if the above mentioned information may lead to inconsistent and processing time delay, that may affect your loan funds can use time.

From the perspective of the four: quality determines the value and value determines a reasonable price.

For example, I told you to tour Hongkong 7 round-trip tickets, accommodation all 4-star hotel, the price 1000 yuan, you dare to go? You must answer lie, or you immediately think of this not the tour is a shopping group, everywhere is trap. Similarly, a quality, pay attention to the chain company, is operating costs and to obtain a share of the profits, in an industry standard fee is 2% of the loan amount standard, some companies tell you 0.5% of them can be handled, the difference between 3/4 charges, do you think the party is not the "shopping group" planner? On the other, in the information highly developed under the background of high fees, in fact any industry are rarely useful unreasonable for peer to shoulder the price.

To sum up, the professional quality of the Guarantee Corporation for you successfully get the most suitable for your product's role is very important and valuable.
Do loanLetter of professional The chain home Senior loan officer Lin Shuang 139117876118569783 bank customer manager understand your needs