The first part of the subprime mortgage crisis and the bank loan risk management (1 hours)
A change in subprime mortgages and loans, the Bank launched behavior
Two, mortgage securitization
Credit risk credit rating and the bank three, subprime mortgage bonds management
Four, "greed, fraud and ignorance: USA subprime crisis truth"
The second part from "the passenger door," lending "to" active marketing loan "(2 hours)
A comparison between Chinese and American Commercial Bank spreads
Two, changes in the structure of bank assets
Three, from "seller's market" to "buyer's market"
The third part to understand the real needs of borrowers (1 hours)
A "research, production, sell, sell, sell products, not to sell you can produce, you like production, you are good at production, you think good sales products."
Two, "no man needs of housing mortgage loan, the customer is in need of housing."
Three, the source of customer information
Design of the fourth part of the loan product (2 hours)
A comparison of enterprise financing ways
Special two, bank loans
Three, the borrower's cash cycle
Innovation four, loans
The fifth part to guard against the risk of loans thirteen elements (on loan): "5C" (2 hours)
A, Character: credibility
Two, Capacity: Ability
Three, Capital: Capital
Four, Collateral: Security
Five, Conditions: Environmental
Focus six, against bad loans
The sixth part to guard against the risk of loans thirteen elements (in): bad loans "5C" (2 hours)
A, Complacency (self)
Two, Carelessness (Cu Xin)
Three, Communication (Communication)
Four, Contingencies (accident)
Five, Competition (competition)
Six, loan marketing, risk management and culture
The seventh part to guard against the risk of loans thirteen elements (below): one of the most important "3C" (2 hours)